Purpose The purpose of this study is to review the literature related to the influence of revenue diversification on banking sector performance. Further, the determination of the scope and the empirical estimation of the revenue diversification is also the area of investigation to synthesis with future research area. Design/methodology/approach The systemic literature review process used by Opoku et al. (2015) is applied. In total, 68 Journal articles are studied after applying specified review protocols. The information gathered from the selected articles is presented and summarized in specified tables and charts formats for easy understanding. Findings The comprehensive literature review showed that much of the work in this area is done in the USA and the Asian region. To explore the impact of revenue diversification on banking performance in developing countries is a literature gap. While going through the existing literature, it is clear that researchers have not reached at any conclusion about the exact impact of revenue diversification on banking performance. It is also found that non-interest income ratio and Herfindahl-Hirschman index (HHI) (revenue) index are the most common proxies of revenue diversification. However, other studies also input the HHI (loans) index, number of ATM’s and number of branches as a proxy for diversification. Research limitations This systematic literature review is based on specific review protocols, and therefore, it might be possible that some of the important work is not included in it due to time restrictions. Originality/value The banking sector has shown tremendous growth in revenue sources in past two decades. Keeping in view the importance of the banking sector within an economy, the dramatic shift of revenue sources and their impact is important to determine that eventually will help to define the future research area. In past research studies, there exists clear disagreement about the possible impact of revenue diversification on banking performance. This systemic literature review is an attempt to draw conclusions about the exact impact of revenue diversification. Therefore, the outcome of the study will be very valuable for both banking practitioners and academicians.

In this research the data comprises of the bank credit to public and private sector from 1983 to 2013. The main objective of the research is to select suitable model for the bank credit to public and private sector. For analysis purpose E-views version 5 has been used. First of all stationarity of the series has been checked and it is observed that the series of bank credit to public sector is stationary at first difference and series of bank credit to private sector is stationary at second difference. For identification of suitable ARIMA model correlogram has been performed and a class of models has been estimated. Most appropriate model is selected by applying different diagnostic checks and comparing several descriptive measures. Finally forecast has been made for the year 2014.

Taxes are considered among one of the significant revenue source at government level. Govt. revenue is the collection through taxes. These collections are mainly distributed to Govt. consumption expenditures. Govt. pays special consideration while devising the public procurement rules and procedures. At present, public procurement has an immense importance because existing data on procurement profile suggest that public procurement expenditures accounts for almost 15% of GDP worldwide. Efficient public procurement with economical system is considered to be a scorching issue with respect to developing countries. In order to address these issues, the information of public procurements is preceded via tender publications in print or electronic media. The aim of this study rests on how to achieve efficiency and economy in tender advertisement cost? For this purpose, PPRA rules 2004 of Pakistan are compared with PPRA rules of SAARC countries. Then, determinants of effective advertisement cost are identified through questionnaire survey from suppliers. The results of the study clearly indicate that there exists a comparable difference in Pakistan PPRA rules regarding cost effectiveness. As far as determinants of effective advertisement cost are concerned, financial limit and advertisement size are proved to be most significant variables regarding cost efficiency in public tender advertisement. The implementation of this research study significantly impact on reduction of tender advertisement cost and assist to save million of precious public funds.

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Purpose: Electricity, being the most important resource for any organization has substantial impact on working capital. So, it is substantial to analyze the impact of acute power shortage on firm’s liquidity and profitability. As acute power shortages in the country adversely affects the performance of firms by reducing profits and enhancing working capital investment cycle, it is noteworthy to analyze the effect of electricity crisis on firm’s need for liquidity. The aim of the research is to find the impact of power outage on working capital and profitability. Design/Methodology/Approach: Using annual financial data of 102 textiles firms from 2008-2020, the study employed panel data analysis to measure the impact of acute power outage on firm’s working capital management. Findings: The results revealed that acute power shortage significantly impact working capital management in textile firms of Pakistan. So, firms must go for alternative energy sources for long-run resulting into huge savings from losses for these firms. Implications/Originality/Value: Motivated by the scarcity of empirical evidences from emerging economies and the importance of working capital efficiency, current study is the need of the day. The impact of power outages need to be explored in detail to gauge its impact on industry’s financial performance.