This research was conducted at PT Sinar Niaga Sejahtera with the formulation of the problem in this study is whether work experience affects employee performance, whether career development affects employee performance, and whether work experience and career development affect employee performance. The research method used is a quantitative method with a sample of 32 people who are employees of PT Sinar Niaga Sejahtera and the data collection technique used is questionnaires. Data analysis techniques used are multiple regression analysis. The result of the regression that works experience influenced employee performance and career development influenced employee performance. Keywords: work experience, career development, and employee performance

This research was conducted to determine the effect of employee competency and placement on employee performance at PT. Xylo Indah Pratama Muara Beliti Musi Rawas Regency. The results of this study indicate that there is a significant effect between Competency and Employee Placement on Employee Performance   Keywords : Competence, Employee placement, Employee performance

Dalam penelitian ini yang menjadi objek penelitian yaitu anggota UMKM yang ada di kota Lubuklinggau, Metode yang digunakan dalam penelitian ini adalah metode kuantitatif dengan jumlah responden yang diteliti sebanyak 98 orang. Penelitian ini bertujuan untuk mengetahui pengaruh literasi keuangan terhadap pertumbuhan usaha pada UMKM Kota Lubuklinggau. Berdasarkan hasil penelitian literasi keuangan berpengaruh terhadap pertumbuhan usaha hal ini berdasarkan nilai t statistik sebesar 17,821 lebih besar dari tabel 1,96 dan nilai sebesar 0,00 lebih kecil dari 0,05, Oleh karena itu hipotesis yang menyatakan bahwa literasi keuangan memiliki pengaruh positif terhadap pertumbuhan UMKM terbukti kebenaranya. Teknik pengumpulan data dalam penelitian ini yaitu dengan melakukan observasi, kuesioner, dan dokumentasi.

Health Analysis of Rural Banks (BPR) Based on the Decree of the Board ofDirectors of Bank Indonesia no. 30/12 / Kep / DIR Date 30 April 1997 onProcedures for Rating of Rural Bank Health Rating (BPR). The Health Ratingof Rural Banks (BPR) is measured using the parameters of Capital, AssetsManagement, Earning and Liguity. This study determines the healthpredicate of the bank. Data used in the form of bank financial statementspublished in 2011 - 2015. data collection techniques used financial studymethods, methods of documentation, method keperpustakaan. The capitalaspect shows PT. BPR Sindang Binaharta is able to maintain themanagement of its own capital and risky assets, and able to cover the losseson the loans. The quality aspect of productive assets shows PT. BPRSindang Binaharta is less able to overcome business risks contained in thegiven credit component. aspects of management, during the year 2011 -2015 PT. BPR Sindang Binaharta has a level of effectiveness that has notbeen well connected with the results of NPM calculation in 2015. The profitaspect shows PT. BPR Sindang Binaharta is able to bear the existingoperational expenses with received operating income. Liquidity aspectshows PT. BPR Sindang Binaharta has the ability to meet the obligationsthat must be met and can repay its depositors.