This study investigates the determinant of customer decisions in Islamic banks' savings: motivation, promotion, and religiosity. Trust variable as a form of research novelty as a mediation. This study uses a quantitative approach with explanatory research. Using purposive sampling, the sample is 95 Islamic bank customers in Nganjuk City, East Java. Data are analyzed using structural equation modeling with Smartpls software. This research generally describes the factors that can improve customer decisions in opening savings at Islamic banks, such as motivation, promotion, and religiosity. These three factors in this study proved that only direct motivation could improve customer decisions. The result means that the other two factors need a mediating variable in the form of customer trust in Islamic banks regarding the safety of money stored and guarantees free from usury. These findings can be a suggestion for the management of Islamic banks to do promotions more often, meaning that what has been done now is still inferior to conventional banks in promotion.
The purpose of this study is to determine community participation as a principle of good governance in implementing social change and rural development through village financial management and village potential. This research method uses a qualitative approach by observing and collecting primary data in the form of interviews with the community. The results of the study show that community participation in carrying out social change and rural development through village financial management is still not well implemented, it is because the existence of a fundamental problem from the community lies in the lack of knowledge regarding village regulations and policies. Whereas community participation through the management of village potential can be well implemented, due to mutual cooperation that has become a culture of the community. Social change needs to be done in increasing the potential and development of the village and there needs to be government intervention in facilitating and mentoring directed at the problems that exist in the community in conducting village management and development
Desa Pait terletak di Kecamatan Kasembon, Kabupaten Malang dan penduduk desa banyak yang memilih beternak sebagai mata pencaharian. Namun, para peternak di Desa Pait menghadapi masalah kurangnya ketersediaan pakan akibat kondisi iklim yang tidak menentu. Oleh karena itu, dilakukan kegiatan pengabdian masyarakat melalui sosialisasi untuk mengedukasi masyarakat tentang teknologi pemanfaatan hijauan melalui fermentasi menggunakan EM4 (silase) sebagai pakan ternak. Kegiatan ini difokuskan pada kelompok ternak Desa Pait dan menggunakan metode pengabdian sosialisasi, pelatihan untuk kelompok ternak, workshop, dan penyuluhan untuk peternak serta metode eksperimental. Walaupun terdapat beberapa kendala, hasil kegiatan menunjukkan bahwa partisipan yang hadir sangat antusias dalam mengikuti pemaparan materi dan praktik pembuatan silase. Mereka juga aktif bertanya tentang manfaat penggunaan silase, lama penyimpanan, proses pemberian pada ternak, dan indikator keberhasilan proses pembuatan pakan. Berdasarkan hasil evaluasi kegiatan, sosialisasi pemanfaatan hijauan melalui fermentasi menggunakan EM4 ini memiliki dampak positif terhadap peningkatan pengetahuan masyarakat tentang teknologi pakan ternak fermentasi, serta sesuai dengan harapan masyarakat. Selain itu, pakan ternak fermentasi silase yang dihasilkan memiliki pH 4,3 dengan kandungan nutrisi yang lebih tinggi daripada ensilase, serta kadar air dan organoleptik (tekstur, aroma, dan warna) yang baik
This study investigates the direct and indirect effect of work family conflict on job satisfaction. As a novelty of the research, the researcher added the work flexibility variable as a moderating variable. This study uses quantitative analysis using a questionnaire as a research instrument which is distributed to as many as 113 respondents online. The sampling technique is purposive sampling. Respondents in this study were banking employees who were married. After the data is collected, then quality testing is carried out using validity and reliability tests. Furthermore, hypothesis testing using SEM-PLS with the smartpls program. The results showed that work family conflict can reduce job satisfaction, work flexibility can affect job satisfaction. As well as moderating work flexibility in the relationship between work family conflict and job satisfaction. It is hoped that further researchers can add the age control variable.
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