The creation of an effective mechanism capable of ensuring the secure existence of society, the defense and protection of human rights is one of the priority tasks of reforming the legal system of Ukraine. In the arsenal of state remedies designed to guarantee rights and freedoms of an individual, the legitimate interests of society and the state itself, courts have the leading role. Judicial protection is the most effective means of protecting rights and legitimate interests of civil legal entities in the world-wide practice, the level of judicial protection remains the most important indicator of the legal nature of the state and the democracy of society. According to the results of the research, authors have revealed the peculiarities of the interpretation of concepts of ‘protection’ and ‘protection of civil rights in court’, have proposed their own definition of the concept of ‘protection of civil rights and interests in court’. The leading problems of protection of civil rights and interests in the courts of Ukraine have been analyzed; the controversy of the relation between interest and subjective civil law in the context of their effective defense in court has been covered; further directions of improving the protection of civil rights and interests in the courts of Ukraine have been identified; it has been argued that the existence of an effective mechanism for the protection of subjective civil rights and legal interests in court is an indispensable condition for the formation of a true civil society and the rule of law
The features of the activities of the Deposit Guarantee Fund within the system of guaranteeing deposits of individuals have been studied in the article.The powers of the Deposit Guarantee Fund have been analyzed. It has been determined that its executive directorate exercises powers in the sphere of providing the Fund’s activity, in respect of sources of the formation of the Fund’s assets, in the sphere of deposit repayment, in the sphere of regulatory activity, in the field of withdrawing insolvent banks from the market. It has been offered to divide the powers of the administrative council of the Deposit Guarantee Fund into functional, conciliatory and regulatory ones.The problems of forming the resource base of the Deposit Guarantee Fund have been clarified. It has been emphasized that the expansion of the sources for the formation of the Fund’s assets is directly related to the range of participants of the system of individuals’ deposits guaranteeing. In order to increase the funds of the Deposit Guarantee Fund, it has been offered to include non-bank financial institutions into the Fund’s participants.Some aspects of control over the activity of the Deposit Guarantee Fund have been studied. It has been emphasized that the Fund’s annual report needs to be improved. It has been offered to consolidate the form of the annual report of the Fund in the legislation and to define the following its sections: main indicators of the Fund’s activity in the reporting period, internal management of the Fund, legislation and regulatory activity, public information, analysis of the banking sector, regulatory activity of the Fund, financial management, withdrawal of insolvent banks from the market, protection of depositors’ interests, the Fund’s financial reports.The directions for improving the Fund’s activity have been formulated, namely revision of the Fund’s powers in terms of exercising control over troubled banks, expanding the range of subjects and objects of the deposit guaranteeing system, improving control over the Fund’s activities, introducing new mechanisms for repayment to depositors of insolvent banks, expanding the list of sources for the formation of the Fund’s assets.
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