ABSTRACT

In recent years, electronic micropayments by cell phones have been possible. Some activities have been done in this field as well. Mobile near field communication (NFC) technology, which is a standard mobile method for connecting electronic devices at near distances, has grabbed a lot of attention in order to pay mobile micropayments and electronic payment services by financial institutions, payment service companies, SIM cards manufacturers and operators. The beneficiary organizations need to meet some requirements such as management preparation. This paper aims to detect different NFC technology uses and study and rank the main factors of success in implementation of this technology in organization by applying analytic hierarchy process. The humanitarian specialists and environmental and technological experts should be considered in order to use NFC technology in mobile payments. Among 81 sub-criteria, security and privacy are the most important factors for implementing NFC technology successfully.

Nowadays a lack of integration among software services and databases has become a major IT problem in many organizations including banking industries. Service oriented architecture (SOA) is the most recent and comprehensive method among the different methods and technologies proposed for integrity implementation. One of the main reasons for banks' failure in achieving the benefits of SOA is lack of a framework that includes all critical factors in SOA adoption. The aim of this article is to identify and analyze the influential factors (organizational, technical, environmental and human) on SOA adoption in e-banking and providing a comprehensive framework that explains these factors. Such a framework enhances the decision-making and enables banks to achieve the benefits of SOA. In order to gather operational data, questionnaire and interview had been used. The conceptual framework was investigated using Smart PLS and SPSS software. The empirical data investigation and interpretation shows that: organizational, technical, human and environmental factors are crucial for SOA adoption.

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