This study investigated the performance of Chinese banks following the full adoption of e-banking system, particularly in profitability and cost efficiency performance. The study became more important with the development of e-banking and internet because of increased penetration of e-banking which has redefined the banking operations in China and in globe. Secondary method was adopted in this study. The report and data of five banks in China were used for sample analysis. The bank performance was measured in terms of return on assets (ROA), return on equity (ROE), operating margin (OM), net interest margin (NIM) and efficiency ratio. With the data collected, the different performance means between development stage and developed stage of e-banking in China were compared. The study revealed that e-banking could improve the Chinese bank performance in terms of ROA, ROE, and OM. On the contrary, e-banking has a slight impact on Chinese bank performance with respect to NIM and efficiency ratio. The findings of this study were to provide banks with suggestions for e-banking adoption for banking operations.

This paper uses pollen analysis to investigate and document the changing climate and vegetation during the Holocene based on a 400 cm core in depth obtained at a wetland site at Haligu (3,277 m a. s. l.) on the Jade Dragon Snow Mountain in Yunnan, China. By applying the Coexistence Approach to pollen data from this core, a quantitative reconstruction of climate over the last 9,300 years was made based on each pollen zone and individual core sample, which reveals the temperature and precipitation change frequently during that time. The qualitative analyses show that from 9300 to 8700 cal. yr BP, the vegetation was dominated by needle-leaved forest (mainly Pinus and Abies), indicating a slightly cool and moderately humid climate. Between 8700 and 7000 cal. yr BP, evergreen broad-leaved forest, dominated by Quercus, became the predominant vegetation type, replacing needleleaved forest at this elevation, implying a warmer and more humid climate. During the period 7000 to 4000 cal. yr BP, the vegetation changed to mixed needle-leaved and evergreen broad-leaved forest, indicating a warm and moderately humid climate, but somewhat cooler than the preceding stage. From 4000 to 2400 cal. yr BP, the vegetation was again dominated by evergreen broad-leaved forest, but coniferous trees (mainly Pinus)

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