No abstract

Contribution of Indian Agriculture sector is much higher than the world average and it is also called backbone for Indian economy by providing employment opportunities. Telangana, a newly formed state in India and majority of work force depends on agriculture and allied activities. In India agriculture is called playing dice with rains and even it badly affected by natural calamities, pests and diseases too. Crop Insurance is one the best option to mitigate the risk that associated with the agriculture sector.  Agriculture Insurance Company of India ltd (AICI) one of the general insurance company that dedicated to cover crop insurance in India. AICI statistics shows that only two farmers from Telangana state opted for crop insurance under national agriculture Insurance Scheme. This proposed research will be an explorative in nature to identify the reasons behind farmers not opting for crop insurance. Primary data collected with the help of questionnaire from farmers, interaction with primary agriculture cooperative society secretaries, bankers and Agriculture officers.