The article analyzes the role of insurance in the practice of railway transport. The railway industry is of particular importance for the Russian Federation due to its geographical position and long distance. Given the importance for the country and the pace of development of the transport industry, the insurance field in this segment, in our opinion, is almost not covered. All this suggests that the current practice of insuring railway transport does not cover all the interests of the organizations in the transport industry. Proposed directions for the further development of railway transport insurance.

Investment life insurance products appeared in the life insurance segment in the mid-70s of the last century and by the end of the decade, began to gain popularity in many countries (USA, Canada, Asia and Europe). Throughout its history of development, investment life insurance has experienced many ups and downs. Each financial crisis has had a negative impact on its development indicators. Despite this, interest in investment life insurance persists, as more and more potential policyholders want to use investments in various financial instruments in combination with insurance protection. At the same time, they agree to pay a higher insurance premium, being confident that they receive more for it than with traditional endowment life insurance. The article provides arguments in favor of the need for a legislative revision of restrictions on investment life insurance in order to increase its further attractiveness.

In the most general case, the assessment of the risks of investment projects is carried out on the basis of a single standard methodological approach, sufficiently adapted to a large number of industry structures. However, new projects implemented in order to expand and radically modify the infrastructure of railway transport in the Russian Federation require clarification of the principles and provisions of existing approaches for their reasonable implementation. The reason for this lies in the sectoral features of the projects: the return on investment is longer than in other sectors; the social importance of new infrastructure facilities; attraction of budgetary resources to finance new transport construction projects. The article discusses the main prerequisites for the formation of a methodological approach to the analysis and assessment of the risks of construction of infrastructure facilities of railway transport. The author's approach to assessing the risks of projects for the construction of infrastructure facilities is proposed from the standpoint of their relationship with the characteristics of project stakeholders, which determines the directions of risk analysis at the current stage of project implementation and the consequences of the previous stages.

The article provides analysis of cybercrimes and their impact on banking system of Russia. From an economic point of view, cybercrime is a special type of human activity aimed at finding blank spots in the rules and traditions of economic behavior, in the methods of economic activity, in the methods of controlling economic activity, as well as in criminal law, in the practice of law enforcement agencies and organs of justice. The research stated that electronic financial fraud has characteristics that differentiate it from other types of crime. One of the most relevant issues is the fact that this type of crime is committed in the credit and financial sphere, which causes significant damage to the economy. The article concluded that the use of computer technology with modern versions of software is inherent in committing fraud in the financial sector and requires appropriate solutions.