<p><em><strong>The purpose of this study was to investigate and assess the impact of Financial Literacy on Financial Behavior as mediated by Financial Knowledge among students from the Faculty of Economics and Business at the University of Muhammadiyah North Sumatra. This study employed both an associative approach and survey methodologies. The participants in this study were 4158 students from the Faculty of Economics and Business at the University of Muhammadiyah North Sumatra. In this study, 88 people were randomly selected from the 2017 and 2018 Stambuks utilizing a non-probability, incidental sampling technique, and criteria for financial management focus. The data in this study was gathered using interview techniques and questionnaires/questionnaires. To evaluate the data in this study, descriptive statistical analysis and partial least squares path analysis were used (PLS). According to the findings of this study, financial literacy has a favorable and significant impact on financial behavior in students at the University of Muhammadiyah North Sumatra's Faculty of Economics and Business. Financial literacy has a favorable and considerable impact on financial understanding among students at the University of Muhammadiyah North Sumatra's Faculty of Economics and Business.</strong></em><strong></strong></p><p><strong> </strong></p><p><strong>Keywords: Financial Literacy, Financial Behavior, Financial Knowledge</strong><strong></strong></p>

<p><strong><em>Abstract - The purpose of this study was to determine and analyze the effect of Financial Literacy on Financial Behavior mediated by Financial Knowledge on Students of the Faculty of Economics and Business, University of Muhammadiyah North Sumatra. The method used in this study is to use the associative approach and survey methods. The population in this study were students of the Faculty of Economics and Business, University of Muhammadiyah North Sumatra with a total of 4158 students. The number of samples used in this study amounted to 88 people using non-probability sampling, accidental sampling technique with the criteria for concentration of financial management students in 2017 and 2018 Stambuks. The data collection techniques used in this study used interview techniques and questionnaires/questionnaires. The data analysis technique in this study used descriptive statistical analysis and path analysis with partial least squares (PLS). Data processing in this study using the Smart PLS 3 Software program. The results of this study indicate that financial literacy has a positive and significant effect on financial behavior in students of the Faculty of Economics and Business, University of Muhammadiyah North Sumatra, Financial Literacy has a positive and significant effect on Financial Knowledge in students of the Faculty of Economics. and Business University of Muhammadiyah North Sumatra.</em></strong></p><p><strong> </strong><strong>Keyword : </strong><strong>Financial Literacy, Financial Behavior, Financial Knowledge</strong><strong>.</strong></p>