As the greatest potential of domestic demand, new urbanization shoulders the important mission of improving the living standards of residents. Based on the theory of exploitation, this paper systematically established the theoretical relationships among population urbanization rate, human capital, family capital, and life satisfaction. Through the 2017 China Comprehensive Social Survey of 1940 micro-individuals for empirical analysis, the results show that: (1) the urbanization rate of the core explanatory variable has a significant and robust positive effect on individual life satisfaction and on human capital and family capital; (2) the urbanization rate of the core explanatory variable has a significant positive effect on human capital and family capital; (3) human capital and family capital have significant positive effects on life satisfaction; (4) in the heterogeneity discussion, the male capital accumulation is higher than the female, but life satisfaction is the opposite. With the increase in age, the individuals accumulated the highest human capital and family capital in 26–34 years old and reached the peak in life satisfaction after retirement in 60–83 years old. As far as regional differences are concerned, individual human capital, family capital, and life satisfaction are decreasing from the east to the west. The results of the study will help to establish a healthy and perfect regional urbanization and to enhance the mental health of residents by promoting talent development and advocating family-friendly construction.

A green energy certificate transaction, as one of the ways to meet China’s renewable energy quota system, is a virtual transaction through the renewable energy trading system. Different from the market mechanism of only one transaction in the past audit cycle, this paper establishes an agent-based renewable energy system with multi-period trading according to the existing green energy certificate trading policy. With simulation of a period of audit of green spot multi-period transactions, the agent of limited rationality makes it in the pursuit of their utility under the premise of interaction. The experiment observes the utility level of agents under different trading strategies, verifies the influence of different policy behaviors on the market, and obtains the market equilibrium state. The conclusion shows that there is a serious green certificate premium in the early stage of the market. After adjustment by fines, the green certificate price of 0.05-0.08 yuan can maximize social welfare and stimulate the enthusiasm for individual purchases.