Perkembangan digitalisasi yang terjadi telah mengubah kebutuhan serta perilaku pelanggan pada saat ini, salah satunya pada sektor Perbankan. Bank merupakan perusahaan dengan fokus yang berorientasi kepada pelanggan dan pihak bank berusaha untuk memenuhi kebutuhan pelanggan dengan menciptakan aplikasi mobile banking yang bisa membantu transaksi perbankan dengan menggunakan smartphone. Penelitian ini bertujuan untuk menganalisa penerapan Technology Acceptance Model (TAM) dengan melibatkan perceived usefulness, behavioral intention to use dan attitude toward using sebagai variabel intervening pada perilaku konsumen mobile banking di Surabaya. Hasil dari penelitian ini memperlihatkan bahwa manfaat kegunaan dari suatu sistem teknologi dapat mempengaruhi minat perilaku penggunaan sistem teknologi tersebut yang disertai dengan sikap penggunaan secara positif.

Indigenous knowledge or traditional knowledge of the community regarding batagak penghulu in Nagari Lubuk Pandan, Kabupaten Padang Pariaman. In the procession of matters relating to the following matters: first, minimal local knowledge or traditional knowledge of the community about the course in Nagari Lubuk Pandan, Padang Pariaman Regency. secondly, there are several steps in the repackaging of local wisdom information about: (1) after asking the user, it turns out that the community needs information about the adat procession of batagak pangulu; (2) collecting information in the study area by conducting interviews and also searching for information using several related books and journals, and storing it related to data storage, (3) packaging information, by making editable packaging products using the Canva application, and (4 ) transferring information, i.e. by way of making repackaging information in book form. Third, there are some challenges and efforts made in the making of information packaging, namely: the difficulty of finding informants, by seeking help from the community to find locations to find informants. Furthermore, the language of the informants is difficult to translate, so ask for help from the community to translate language that is not understood. The latest information about the adat procession of Batang Pangang, the efforts made to overcome this problem through the discussion of the culture of the local community.Keywords: Information, Indigenous Knowledge, Batagak Penghulu.

BACKGROUND: Pulp damage can lead to dentinogenesis impairment, irreversible pulpitis, or pulp necrosis. Despite being the most used endodontic procedure to treat damaged pulp, root canal therapy only results in nonvital teeth which are prone to fractures and secondary infection. Pulp-dentin regeneration has a potential to regenerate structure similar to normal pulp-dentin complex, and can be achieved by combining dental stem cells, scaffold, and signaling molecules. This article reviews the role of various types of dental stem cells, scaffolds, signaling molecules, and their combinations in regenerating pulp-dentin complex.CONTENT: Dental pulp stem cell (DPSC), stem cell from human exfoliated deciduous teeth (SHED), and dental follicle stem cell (DFSC) were reported to regenerate pulp-dentin complex in situ. SHED might be more promising than DPSCs and DFSCs for regenerating pulp-dentin complex, since SHED have a higher proliferation potential and higher expression levels of signaling molecules. Scaffolds have characteristics resembling extracellular matrix, thus providing a suitable microenvironment for transplanted dental stem cells. To accelerate the regeneration process, exogenous signaling molecules are often delivered together with dental stem cells. Scaffolds and signaling molecules have different regenerative potential, including induction of cell proliferation and migration, formation of pulp- and/or dentin-like tissue, as well as angiogenesis and neurogenesis promotion.SUMMARY: Combinations of dental stem cells, scaffold, and signaling molecules are important to achieve the functional pulp-dentin complex formation. Current trends and future directions on regenerative endodontics should be explored. The right combination of dental stem cells, scaffold, and signaling molecules could be determined based on the patients’ characteristics. Incomplete pulp-dentin regeneration could be overcome by applying dental stem cells, scaffold, and/or signaling molecules in multiple visits.KEYWORDS: pulp-dentin regeneration, regenerative endodontics, dental stem cells, scaffold, signaling molecules

The purpose of this study was to analyze The Effect of Trustworthiness on Attractiveness on endorsement products and the Effect of Product suitability on endorsement products on Rachel Venya on Purchase Intention of Undergraduate students in the city of Padang. This type of research is a causative research. The population of this study were all undergraduate students in the city of Padang who followed Rachel Venya's Instagram account, the number of which was unknown. purposive sampling method. The number of samples is 120 people. The data used are primary and secondary data obtained through distributing questionnaires to tourists. The analytical method used is descriptive and inductive analysis through multiple regression analysis. The results show that: Trust does not have a significant positive effect on Purchase Intention, research attractiveness does not have a significant effect on Purchase Interest in support products and product compatibility has a significant positive effect on Purchase Interest in Rachel's program support products for undergraduate students in the city of Padang.

Pandemi Covid-19 berdampak besar pada kinerja keuangan banyak perusahaan termasuk perusahaan sub sektor property dan real estate. Penelitian ini bertujuan untuk menguji pengaruh struktur modal, likuiditas dan ukuran perusahaan terhadap kinerja keuangan. Populasi dalam penelitian ini adalah perusahaan subsektor propertydan real estateyang terdaftar di BEI periode 2017-2021. Dengan menggunakan metode purposive samplingdalam penelitian ini diperoleh sampel sebanyak 14 perusahaan. Analisis data menggunakan analisis regresi linear berganda, uji t, uji F dan koefisien determinasi. Analisis data menggunakan software Eviews 10. Berdasarkan uji parsial (Uji t) struktur modal tidak berpengaruh signifikan sedangkan likuiditas danukuran perusahaan berpengaruh negatif dan signifikanterhadap kinerja keuangan. Hasil uji secara bersamasama (Uji F) menunjukkan bahwa struktur modal, likuiditas dan ukuran perusaahaan berpengaruh terhadapkinerja keuangan dengan nilai kontribusi sebesar 64,34%.