This study aims to investigate human development and financial inclusion in Russia. The global bank provided the secondary data for this study, which covered the years 1990 to 2021. This study uses vector analysis. We found that the development of human capital in Russia not only promotes financial inclusion that drives the economy, but also provides a direct impetus to the growth of the Russian economy. The role of human capital is very important in today's modern human development. It is proven that human development through human capital investment provides awareness of the importance of financial inclusion and provides productive human qualities so as to be able to provide an impetus for growth in the economy.This research contributes to adding references related to financial studies and human development including human capital. This research contributes to providing a simulation and an overview of the importance of human capital investment in promoting economic growth and financial inclusion.