The Author considers a concept of digital economy as a highlighted and separated part of knowledge economy and investigates possible economic and worldview reasons for such separation. He sketches a concept of the existing social coverage systems (pension, medical and social insurance) in the context of the digital economy and outlines associated risks.

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Анатолий Петрович КОЛЕСНИК, д.э.н., к.т.н., советник ПАО Банк ВТБ. d-r Anatoly Kolesnik, Bank VTB, special advisor. D-r Anatoly Kolesnik.Lessons drawn from the damage of the Russian pension system paradigm Аннотация: В статье рассматривается опыт трансформации пенсионной системы при переходе от СССР к новой России и его использование при дальнейших преобразованиях пенсионного обеспечения. Используется понятие граничных условий перехода для сохранения его концептуальной, социальной и параметрической непрерывности. Рассматривается влияние ликвидации общественных фондов потребления на пенсионную систему и анализируется изменение коэффициента замещения при переходе.Ключевые слова: пенсионная система, слом парадигмы, новая Россия, общественные фонды потребления, оплата труда, пенсионная реформа, граничные условия пенсионной реформы. LESSONS OF SCRAPPING THE PARADIGM OF THE PENSION SYSTEM IN RUSSIA AnnotationIn the article, the author considers the experience obtained from the transformation of the pension system during the transition from the USSR to the Russian Federation as well as during further improvements. The boundary conditions for the transition necessary to ensure conceptual, social and parametric continuity are described. Impact of liquidation of public consumption funds on a pension system is considered and volatility of a replacement ratio during the transition is analyzed. Key words:pension system, damage of the paradigm, new Russia, public consumption funds, pension reform, wage payment , boundary conditions of the pension reform. Для того чтобы нация приобрела хотя бы и преходящее (как всё на свете), но все-таки

In the article, the author considers essential features of the Russian pension system as well as its development prospects. Several alternatives are studied and, consequently, the author has substantiated that it is necessary to create a domestic development concept based on the Russian values which would be aimed at strengthening the unity of the people and the harmony in society in the center of which an individual is placed.

Currently, a year after the adoption of the law on raising the retirement age, discussions about the strategy and tactics of developing the Russian pension system in the press and among professionals have practically stopped. At the same time, factors affecting the pension system have not disappeared with increasing retirement age. Only their perception has changed somewhat. It seems appropriate to recall these factors and problems once again, taking into account global trends.The attentive reader probably understands that global players of world civilization are controlling or trying to control the development of global trends, and if you change the organizational or financial structure of the pension system without paying attention to controlled global trends, the changes you make can help one or another global player, and this may harm the interests of our country.