Abstract:Continuous advancements in biotechnology are generating new knowledge and data sources that might be of interest for the insurance industry. A paradigmatic example of these advancements is genetic information which can reliably notify about future appearance of certain diseases making it an element of great interest for insurers. However, this information is considered by regulators in the highest confidentiality level and protected from disclosure. Recent investigations have shown that the microbiome can be c… Show more
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