Alternatives to the Desfire Applet for NFC Contactless Payments

Abstract

This document delves into various options for the Desfire applet in NFC contactless payments, with a specific focus on technologies such as MIFARE, Java Card, EMV Contactless, ISO/IEC 14443, payment tokens, and FeliCa. The article explores the trade-offs between cost, functionality, and security that these alternatives provide in comparison to Desfire. The text highlights the difficulties associated with Desfire, including expensive license fees, being tied to a specific vendor, and potential security weaknesses. The comparative analysis evaluates different options by considering factors such as security, storage capacity, speed, interoperability, customization, and cost. The document provides an overview of the advantages of transitioning from Desfire, factors to consider when selecting an alternative, and a plan for integrating NFC contactless payment alternatives. It emphasizes the continuous growth and potential of NFC technology across different industries.