An actuarial model for AIDS (O.A.R.D., 40)

Abstract

1. In this note I describe the mathematical formulation of a model for representing the spread of AIDS in a population, which is designed for actuarial use in dealing with life insurance companies and pension funds. A major requirement of actuaries is that the model should be age-specific, and should take into account normal age-specific mortality as well as the extra sickness and mortality from AIDS.