“…Deszca, Munro, and Noori (1999), Chang and Chen (2011) and Zawati and Dweiri (2016) explored its application to the service sector, such as hotels and airline, for improving service and process design. It has also been implemented in the e-commerce sector (Tan, Tang, and Forrester 2004;Waterworth and Eldridge 2010), education (Koksal and Egitman 1998;Lam and Zhao 1998), (e)banking (Gonzalez et al 2004;Shahin, Bagheri Iraj, and Vaez Shahrestani 2016), hospitality and tourism (Das and Mukherjee 2008;Dube, Johnson, and Renaghan 1999), public sector (Gerst 2004), retail (Sher 2006), information services (Chin et al 2001) 2. Literature review…”