Analisis Pengaruh Suku Bunga Dan Deposito Terhadap Laba Pada Pt. Bank Mandiri (Persero) Cabang Tanjung Balai Karimun Tahun 2015-2018

Haqiqi, Fauzan; Berliana, Aulia; Yusmalina, Yusmalina; Tegor, Tegor

doi:10.51742/akuntansi.v3i1.514

Cited by 3 publications

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“…Investasi memiliki tata cara yang mirip dengan deposito, yang berarti penyimpanan uang di bank dengan jumlah hasil dan durasi yang sudah ditentukan sebelumnya [1]. Investasi sekarang kita kenal sebagai kegiatan penyimpanan aset untuk memperoleh keuntungan berupa selisih dari aset tersebut sejak dibeli hingga dijual, berbeda dengan bank yang menggunakan sistem sentralisas [2] investasi merupakan kegiatan pribadi yang menggunakan perhitungan matematis, dan sarana pendukung lain untuk mendukung pengambilan keputusan aset yang akan digunakan untuk investasi.…”

Section: Pendahuluanunclassified

Penggunaan Metode AHP dalam Menentukan Cryptocurrency untuk Investasi

Siwy,

Dharmawan,

Mayatopani

2023

jtim

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The use of digital currency or cryptocurrencies has been common since 2018. However, its use as an investment instrument is different from the conventional currency recognized by the state, this is because a cryptocurrency appeared by a number of organizations/companies and its value does not depend on the economic condition of a country, but on the status of a company/issuer of a digital currency. Difficulty predicting liability and growth creates computational needs to determine which digital currencies are suitable for investment, so in this study, 11 digital currencies are used to try out. Experiment with AHP calculations to get the best digital currency to use as an investment tool. This calculation translates into IOT Coin against other famous digital currencies, such as Bitcoin or Ethereum.

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Section: Pendahuluanunclassified

Penggunaan Metode AHP dalam Menentukan Cryptocurrency untuk Investasi

Siwy,

Dharmawan,

Mayatopani

2023

jtim

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“…Loan interest is an additional fee charged to the debtor or the price that must be paid by the borrowing customer to the bank. For banks, loan interest is the income or price charged, and an example of this price is credit interest (Haqiqi, 2022)…”

Section: Factors That Cause Increases and Decreases In Profitsmentioning

confidence: 99%

Navigating NPLs: Financial Health Analysis of BPR Bank Gresik

Novitasari,

Handayani

2023

INNOVATION

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The Regional Public Bank (BPR) Bank Gresik plays a crucial role in supporting small businesses in rural communities and economically vulnerable groups in urban areas through the provision of credit loans. Credit, as the primary productive asset, serves as the main source of income for the bank. However, credit disbursement also entails credit risk, which can lead to the occurrence of non-performing loans. This research aims to identify the handling of non-performing loans and its impact on profit growth at Bank Gresik. The research methodology employed is descriptive with a qualitative approach. Data analysis is conducted using the Miles and Huberman model, involving data collection, data reduction, data presentation, and drawing conclusions. The results of the research indicate that the causes of non-performing loans originate from both internal and external factors of the bank. The handling of non-performing loans involves various steps, including telephone warnings, direct home collections, warning letters, summon letters, restructuring, posting banners on collateral, cession, simple lawsuits, insurance disbursement, and the takeover of debtor collateral. Despite the increase in the non-performing loan rate, the bank's profit continues to grow due to the influence of interest rates..

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“…29 Deposito merupakan simpanan yang penarikannya hanya dapat dilakukan pada waktu tertentu saja atau pada saat jatuh tempo saja sesuai dengan perjanjian nasabah dengan bank. 30 Pengertian tersebut adalah pengertian deposito menurut Undang-Undang Nomor 10 Tahun 1998 Tentang Perbankan Syariah. 31 Produk deposito terdapat beberapa macam, diantaranya: Pertama, deposito berjangka biasa deposito yang telah mencapai jatuh tempo pada jangka waktu yang telah diperjanjikan, dapat diperpanjang apabila adanya permohonan baru/pemberitahuan dari nasabah penyimpan.…”

Section: Pendahuluanunclassified

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Ramadhan¹,

Mubarak²,

Aisyah³

2022

FINANSIA

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There was an increase in the number of deposit accounts that were not in line with fluctuations in the number of Islamic deposit funds in the 2018-2020 period. This study aims to find out and analyze the effect of profit sharing and service quality on customer interest in using sharia deposit products at PT Bank Tabungan Negara KCS Banjarmasin. Field research with a quantitative descriptive approach, this study uses multiple linear regression analysis with the IBM SPSS Statistics 22 program. The regression results obtained the variable of profit sharing and service quality were able to explain the variable of customer interest by 20.3%, and the remaining 79.7% was explained by other variables outside the study. In the t-test, the profit sharing variable has a significant effect on customer interest while the F test, the profit sharing variable and service quality affect customer interest. Until, the variable of service quality also has a significant effect on customer interest.

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Analisis Pengaruh Suku Bunga Dan Deposito Terhadap Laba Pada Pt. Bank Mandiri (Persero) Cabang Tanjung Balai Karimun Tahun 2015-2018

Cited by 3 publications

References 0 publications

Penggunaan Metode AHP dalam Menentukan Cryptocurrency untuk Investasi

Penggunaan Metode AHP dalam Menentukan Cryptocurrency untuk Investasi

Navigating NPLs: Financial Health Analysis of BPR Bank Gresik

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