“…These works analyze anti-money laundering used abroad ignoring the experience of the countries applying the risk-oriented approach (Deyneha, Akimova, & Kratt, 2016;Gupta, Alareeni, Akimova, Gupta, & Derhaliuk, 2020;Kalyayev, Efimov, Motornyy, Dzianyy, & Akimova, 2020;Karpa, Parkhomenko-Kutsevil, Kupriichuk, & Omarov, 2021;Litvinova, Akimova, Ilchenko, Pomaza-Ponomarenko, & Yemets, 2020;Maksymenko, Akimova, Akimov, Hbur, & Orlova, 2020). Active changes in the regulatory field of financial monitoring increase the need to develop effective applications for the risk management systems, the measures to identify and verify the objects of financial monitoring and the risks of financial transactions defined by law as an integral part of SFM management.…”