Balancing Risk and Inclusion: A Holistic Approach to Macro and Microfinance Strategies

Abstract

This research has analysed the balancing features for macro and microfinance strategies in the Indian financial system, aiming to comprehend their impact on inclusive financial systems. Employing a quantitative approach using RBI feasibility reports from 2017 to 2021, the study integrates key macroeconomic indicators to analyze financial inclusion and risk management. The research aims to understand the risk in financial inclusion strategies and their effectiveness from the macro and micro perspectives of the financial policies of India. By assessing implications on various financial aspects, this research seeks to offer insights into fostering inclusive financial practices and effective risk mitigation within India's financial landscape.