Bank supply chain efficiency analysis based on regional heterogeneity: a data-driven empirical study

Abstract

<jats:sec><jats:title content-type="abstract-subheading">Purpose</jats:title><jats:p>Banking is the key industry to guarantee the core leading role of finance in the process of economic development. It is important to study the bank efficiency and optimal allocation of bank’s resources. The purpose of our paper is to study the optimal allocation of resources between the bank savings system and loan system under the premise of environmental heterogeneity.</jats:p></jats:sec><jats:sec><jats:title content-type="abstract-subheading">Design/methodology/approach</jats:title><jats:p>We use a two-stage meta-frontier Data Envelopment Analysis model to solve the relative efficiency of each city branch and use the multivariate statistical tools to analyze the empirical results.</jats:p></jats:sec><jats:sec><jats:title content-type="abstract-subheading">Findings</jats:title><jats:p>This paper measures the relative efficiency of 16 Bank Branches of a state-owned bank in Anhui province considering regional heterogeneity. Based on the optimal resource allocation, we get the two-stage operation performance of all banks under group-frontier and meta-frontier and analyze the impact of the technical differences between the branches.</jats:p></jats:sec><jats:sec><jats:title content-type="abstract-subheading">Originality/value</jats:title><jats:p>This study has a positive guiding significance for the banking industry to improve its operational efficiency in various business practices in the new era of big data. It will also provide practical suggestions and support for the government and relevant departments in the process of formulating macro-policies to ensure the healthy and stable development of the banking industry.</jats:p></jats:sec>

Research evolution in banking performance: a bibliometric analysis

“…The banking system associates with creating funds by accumulating funds from surplus and channelling them to the investors as credit; those exhibit excellent ideas to generate a surplus in the economy but lack the capital to implement such ideas [ 4 , 5 ]. Accordingly, the banking system plays a vital role to pledge the leading role of finance in economic development and promoting stable and healthy financial and economic development [ 6 ].…”

Impact of digital transformation on supply chain efficiency: a parallel mediation model

“…This scenario is performed to stimulate new dynamics of SCE reform and boost the improvement of SCE. In particular, as an important strategic capital in the DT process of a supply chain, data are a powerful weapon for a supply chain to achieve leapfrog development at the aspects of quality, efficiency and speed, which pushes the SCE reform by improving decision response capability and enhancing agility (Jiang et al, 2021). At the era of supply chain 4.0, the timeliness of channel reaction/response and the agility of the supply chain have been improved by combining digital technologies (Sobb et al, 2020).…”