“…In spite of its importance, incorporation of e-commerce in a country is gradual, evolutionary process and this process is affected by economic, socio-cultural, political and legal factors of that country (Hariharaputhiran, 2012;Rogers, 1995). However, a review of the extant literature in the field of e-commerce suggests that most of the studies have been limited to a single country (Ahmed and Hasan, 2016;Jalava and Pohjola, 2008;Jehangir et al, 2011;Kutlu andÖzturan, 2008;Quayle, 2002;Samadi et al, 2015;Wong, 2003;Zafar et al, 2014) and individual factors have been considered in it (Blythe, 2008;Fianyi, 2016;Kyobe, 2008;Litondo and Ntale, 2013;Toraskar and Lee, 2006). Most of the studies have focused on technical factors such as information system, cyber security, marketing and business models (Jehangir et al, 2011).…”