“…This research focuses only on SaaS based cloud services. SaaS cloud is defined as "application or function made available to customers, by the provider, through various devices like web browser or program interfaces" (Wease et al, 2018, p.449).The Software as a Service (SaaS) based cloud storage drives like Google Drive, iCloud, DropBox, Microsoft OneDrive, or Office 365, …etc., which are safe to store and access the data from anywhere, at any place without any complexity (Kalim et al, 2020, Chae, et al, 2020, Chege et al, 2020, Reilly and Milner, 2020, Sahu and Khandekar, 2020, Kani et al, 2020.…”