Can Education Unlock Scale? The Demand Impact of Educational Games on a Large-Scale Unsubsidised Index Insurance Programme in Ethiopia

Vasilaky, Kathryn; Diro, Rahel; Norton, Michael; McCarney, Geoffrey R.; Osgood, Daniel E.

doi:10.1080/00220388.2018.1554207

Cited by 12 publications

(13 citation statements)

References 25 publications

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“…A simulation in Ethiopia finds that farmers exhibited a preference for insurance over other risk management options, including high-interest savings [38]. A RCT in Ethiopia finds that playing an educational game increased uptake of index insurance by 10% [39]. In contrast, a RCT in Ethiopia and Malawi finds that games and conventional training practices were equally effective in inducing demand for insurance [40].…”

Section: Individual Incentives Influence Cooperative Behaviormentioning

confidence: 99%

Games and Fieldwork in Agriculture: A Systematic Review of the 21st Century in Economics and Social Science

Hernandez-Aguilera

Mauerman

Vasilaky

et al. 2020

Games

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Games are particularly relevant for field research in agriculture, where alternative experimental designs can be costly and unfeasible. Games are also popular for non-experimental purposes such as recreating learning experiences and facilitating dialogue with local communities. After a systematic review of the literature, we found that the volume of published studies employing coordination and cooperation games increased during the 2000–2020 period. In recent years, more attention has been given to the areas of natural resource management, conservation, and ecology, particularly in regions important to agricultural sustainability. Other games, such as trust and risk games, have come to be regarded as standards of artefactual and framed field experiments in agriculture. Regardless of their scope, most games’ results are subject to criticism for their internal and external validity. In particular, a significant portion of the games reviewed here reveal recruitment biases towards women and provide few opportunities for continued impact assessment. However, games’ validity should be judged on a case-by-case basis. Specific cultural aspects of games might reflect the real context, and generalizing games’ conclusions to different settings is often constrained by cost and utility. Overall, games in agriculture could benefit from more significant, frequent, and inclusive experiments and data—all possibilities offered by digital technology. Present-day physical distance restrictions may accelerate this shift. New technologies and engaging mediums to approach farmers might present a turning point for integrating experimental and non-experimental games for agriculture in the 21st century.

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Section: Individual Incentives Influence Cooperative Behaviormentioning

confidence: 99%

Games and Fieldwork in Agriculture: A Systematic Review of the 21st Century in Economics and Social Science

Hernandez-Aguilera

Mauerman

Vasilaky

et al. 2020

Games

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“…Our primary interest was with the latter treatment, but we controlled for the index type throughout. 12…”

Section: Experimental Treatmentsmentioning

confidence: 99%

“…Experience with payouts educates farmers on how insurance works, demonstrates that providers of insurance are reliable, and also helps farmers update their beliefs on the probability of a payout. In the same vein, financial education can also increase uptake if it teaches farmers about the method and frequency of payment [12,13], or if explicit information on the expected value of a contract is offered [9].…”

Section: Introductionmentioning

confidence: 99%

“…The interest rates do not reflect the real market rates in the Dominican Republic. Further, a 3× payout reflected an index that would pay a full payout approximately once every six years, mimicking several active index insurance projects in the developing world and the expectations for the expected commercial implementation in the Dominican Republic 12. Participants given the monthly index option could choose the particular months to be insured during the dry run period of February to September.…”

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confidence: 99%

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Perceptions of Farm Size Heterogeneity and Demand for Group Index Insurance

Vasilaky

Saenz

Stanimirova

et al. 2020

Games

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Weather insurance is a financial instrument proposed to increase coverage of unprotected weather shocks in developing countries. Structuring sales as group-based products has been argued as a strategy to increase the attractiveness of index insurance, raising the question as to what impacts farmer demand for group insurance choices. We test if farmers prefer to purchase real-world insurance products as groups, and if groups of more similar individuals are more likely to demand group over individual index insurance for the upcoming season. We exogenously assign farmers into groups of similar versus dissimilar perceived farm size. We find that farmers, when offered, prefer group over individual insurance contracts, and that groups of farmers who perceive each other to be more similar in farm size are more likely to purchase in a group, but purchase less insurance on average.

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“…A simulation in Ethiopia finds that farmers exhibited a preference for insurance over other risk management options, including high-interest savings [27]. An RCT in Ethiopia finds that playing an educational game increased uptake of index insurance by 10% [28].…”

Section: Insurance Demand (N = 3)mentioning

confidence: 99%

Framed Experiments and Games in Agriculture: A Systematic Review of the 21st Century in Economics and Social Science

Jn¹,

Mauerman²,

A³

et al. 2020

Preprint

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Framed experiments and games are a useful medium to understand how context affects individual and group decision-making. They are particularly relevant for field research in agriculture, where alternative experimental designs can be costly and unfeasible. After a systematic review of the literature, we found that the volume of published studies employing coordination and cooperation games increased during the 2000-2020 period. In recent years, there has been greater attention given to natural resource management, conservation, and ecology areas, especially in strategic regions for agriculture sustainability. Other games, such as trust and risk games, have come to be regarded as standards of framed field experiments in agriculture. Regardless of sectoral focus, most games' results are subject to internal and external validity criticism. In particular, a significant portion of the games showed potential recruitment biases against women and no opportunities for a continued impact assessment. However, games' validity should be judged on a case-by-case basis. Specific cultural aspects of games might reflect the real context, and generalizing games' conclusions to different settings is often constrained by cost and utility. Overall, games in agriculture could benefit from more significant, frequent, and inclusive experiments and data – all possibilities offered by digital technology. Present-day physical distance restrictions may accelerate this shift. New technologies and engaging ways to approach farmers might represent a turning point for games in agriculture in the 21st century.

show abstract

Can Education Unlock Scale? The Demand Impact of Educational Games on a Large-Scale Unsubsidised Index Insurance Programme in Ethiopia

Cited by 12 publications

References 25 publications

Games and Fieldwork in Agriculture: A Systematic Review of the 21st Century in Economics and Social Science

Games and Fieldwork in Agriculture: A Systematic Review of the 21st Century in Economics and Social Science

Perceptions of Farm Size Heterogeneity and Demand for Group Index Insurance

Framed Experiments and Games in Agriculture: A Systematic Review of the 21st Century in Economics and Social Science

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