This work investigates the deformation of charged fabric via external electromagnetic fields. A reduced-order model is constructed by combining a yarn-segment network representation with dynamic discrete/lumped charged-masses. The deformation of the fabric is dictated by solving a coupled system of differential equations for the motion of the lumped charged-masses, which are coupled through the yarn-segments. Initially, the effects of the electric and magnetic fields are analytically studied for the components (yarnsegment network and charged-masses) that comprise the model. Quantitative numerical simulations are then provided for the entire, assembled, larger-scale, coupled system, based on a computationally-efficient time-stepping algorithm. The model is relatively easy to implement and provides analysts with a straightforward tool to study electromagnetic fabric systems.