Comparative analysis of cryptocurrency wallets vs traditional wallets

Jokić, Stevo; Cvetković, Aleksandar Sandro; Adamović, Saša; Ristić, Nenad; Spalević, Petar

doi:10.5937/ekonomika1903065j

Cited by 23 publications

(20 citation statements)

References 2 publications

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“…Digital channels include mobile banking (m-banking), online banking (e-banking), mobile wallet (mobile money), ATMs (only funds transfer and bill payment), POS terminals, and other digital systems (Alliance for Financial Inclusion, 2016;Kambale, 2017). According to Jokić et al (2019) one of the greatest IT achievements related to financial services is mobile banking. In this research, we use the definition of digital payments by Agur et al (2020) as a non-cash transaction performed through digital channels.…”

Section: Literature Review and Hypothesesmentioning

confidence: 99%

Are digital financial payments constrained by the country's income: Evidence from the Global Findex database

Antonijević¹,

Ljumović²,

Lukić³

2021

Anali Ekon fak Subotica

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The combined effect of ICT improvement, digitalization and change in clients' habits lead to changes in the financial sector worldwide. Increased use of digital financial services (DFS) is a change that might help to increase financial inclusion, which is particularly important for developing countries. As income is considered a critical driver of digital payments, this study aims to determine whether there is a linear relationship between a country's income measured by the level of Gross National Income per capita (GNI p.c.) and the use of digital payment services, i.e., making and receiving digital payments. We used data from the Global Findex and World Bank databases for 2017 to conduct the research, which covered 141 countries. The presence of a linear relationship between the level of GNI p.c. and the use of digital payments was tested using correlation analysis. The results of the correlation analysis show that there is a significant strong positive linear relationship between the level of GNI p.c. and the use of digital payment services in both segments, i.e., making and receiving payments. Findings are consistent with previous research and confirmed the important role of income as a driver of the use of DFS.

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Section: Literature Review and Hypothesesmentioning

confidence: 99%

Are digital financial payments constrained by the country's income: Evidence from the Global Findex database

Antonijević¹,

Ljumović²,

Lukić³

2021

Anali Ekon fak Subotica

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“…• Storing a small amount of cryptocurrency is recommended [16]. • Some digital wallets are used to store and transfer many different cryptocurrencies between them [16].…”

Section: -Advantagesmentioning

confidence: 99%

Cryptocurrencies Advantages and Disadvantages: A Review

Qaroush

Zakarneh²,

Dawabsheh³

2022

Int.J.Appl.Sci.Smart Technol.

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With the rapid spread of technology in life and the necessary need to increase the speed of payment processes, confidentiality, and privacy, cryptocurrencies appeared. A cryptocurrency is a virtual and intangible currency, in which transactions are made through the internet. These currencies are characterized by decentralization, transparency, and privacy. Because transactions are carried out through a cryptography process and depend on Blockchain technology it is highly protected. Blockchain generally is a distributed ledger or a decentralized database. The Blockchain architecture combines advanced cryptography, consensus mechanisms, and a complex system of incentives. In cryptocurrency, transactions are created, transferred, and verified through an integrated process called mining. Blockchain technology architecture has given cryptocurrencies many advantages and features that increase their strength and distinction from regular financial transactions such as decentralization, confidentiality, anonymity, very low fees, unrestricted by geography, transparency, protection from Inflation, and the peer-to-peer network. The misuse of powerful features in cryptocurrencies and Blockchain technology has led to many disadvantages such as the risks of lack of knowledge, the lack of wide acceptance, the high risk of investment, its volatile nature, and the inability to return missing payments. This study concentrates on cryptocurrencies in terms of advantages and disadvantages.

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“…Amending existing services ought to be one of the first areas to proliferate since building atop of what people and the market already know seems evident (Jokić et al 2019). One example could be any area where the users' longerterm involvement in the data-sharing process is beneficial, such as ongoing sharing of fitness data, but also general healthcare where the active involvement of the individual person is necessary or charity collection (Farooq et al 2020).…”

Section: Change Of Existing Servicesmentioning

confidence: 99%

Blockchain in Service Management and Service Research - Developing a Research Agenda and Managerial Implications

Rikken¹,

Janssen²,

Kwee³

et al. 2021

SMR

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As blockchain technology is maturing to be confidently used in practice, its applications are becoming evident and, correspondingly, more blockchain research is being published, also extending to more domains than before. To date, scientific research in the field has predominantly focused on subject areas such as finance, computer science, and engineering, while the area of service management has largely neglected this topic. Therefore, we invited a group of renowned scholars from different academic fields to share their views on emerging topics regarding blockchain in service management and service research. Their individual commentaries and conceptual contributions refer to different theoretical and domain perspectives, including managerial implications for service companies as well as forward-looking suggestions for further research.

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Comparative analysis of cryptocurrency wallets vs traditional wallets

Cited by 23 publications

References 2 publications

Are digital financial payments constrained by the country's income: Evidence from the Global Findex database

Are digital financial payments constrained by the country's income: Evidence from the Global Findex database

Cryptocurrencies Advantages and Disadvantages: A Review

Blockchain in Service Management and Service Research - Developing a Research Agenda and Managerial Implications

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