Comparing fingerprint-based biometrics authentication versus traditional authentication methods for e-payment

Ogbanufe, Obi; Kim, Dan J.

doi:10.1016/j.dss.2017.11.003

Cited by 119 publications

(80 citation statements)

References 61 publications

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“…Ogbanufe and Kim [20] focus on user perceptions of the differences between biometric and more traditional methods of authentication for e-payments. Their work found that the biometrics authentication method significantly influenced the security concerns of an individual as well as the perceived usefulness and trust of the online store.…”

Section: Related Workmentioning

confidence: 99%

The language of biometrics: Analysing public perceptions

Buckley

Nurse

2019

Journal of Information Security and Applications

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There is an increasing shift in technology towards biometric solutions, but one of the biggest barriers to widespread use is the acceptance by the users. In this paper we investigate the understanding, awareness and acceptance of biometrics by the general public. The primary research method was a survey, which had 282 respondents, designed to gauge public opinion around biometrics. Additionally, qualitative data was captured in the form of the participants' definition of the term biometrics. We applied thematic analysis as well as an automated Word Vector analysis to this data to provide a deeper insight into the perceptions and understanding of the term. Our results demonstrate that while there is generally a reasonable level of understanding of what biometrics are, this is typically limited to the techniques that are most familiar to participants (e.g., fingerprints or facial recognition). Most notably individuals' awareness overlooks emerging areas such as behavioural biometrics (e.g., gait). This was also apparent when we compared participants' views to definitions provided by official, published sources (e.g., ISO, NIST, OED, DHS). Overall, this article provides unique insight into the perceptions and understanding of biometrics as well as areas where users may lack knowledge on biometric applications.

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Section: Related Workmentioning

confidence: 99%

The language of biometrics: Analysing public perceptions

Buckley

Nurse

2019

Journal of Information Security and Applications

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“…This is not new for the private companies in Malaysia that use fingerprints system in improving the safety and quality of their human resource management practices. Increasingly, countless firms use the fingerprint attendance system compare to the classic time registration system (based on pin codes or badges) which carries problems to them (Ogbanufe & Kim, 2018;Ratha, & Bolle, 2007). There are a number of problems and weaknesses of the present system are still used in most of the companies.…”

Section: Introductionmentioning

confidence: 99%

“…errors, improve service, and the ability to provide sufficient data and immediacy of the reward. Fingerprint system can systematize management task, reduce paperwork, simplify processes and distributes the necessary information to top management, thereby it increases the effectiveness of the human resource management practices (Ogbanufe & Kim, 2018;Arif, Li, & Cheng, 2017;Jiang et al, 2015). It also helps the organization to save time in gathering information about the worker's arrivals and strategic planning.…”

Section: Introductionmentioning

confidence: 99%

Intention to Use Fingerprint System in Electronics Industry

Sinniah

Makhbul

Subramaniam

et al. 2019

HSSR

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Purpose: The aim of this study is to assist the Malaysian electronics companies in reducing the non-value added practices and in return, will minimize the cost and improves productivity with the use of the fingerprint system. Methodology: This study uses a quantitative research approach and data were sampled from 137 front-line employees using simple random sampling technique. Result: The empirical findings of the study confirm that perceived usefulness and perceived ease of use significantly affect the intention to use the fingerprint system. However, there was not enough evidence that relative advantage has any effect on the intention to use the system. Implications: The study results affirmed that business organizations, especially electronic companies should transform their use of conventional attendance system to fingerprint system in improving efficiencies and effectiveness within the human resource practices.

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“…Recently, multiple payment technologies have come into existence beside the credit card, such as Apple pay, Samsung pay, etc. both as a reaction for business revaluation and due to the increase of online e-commerce [22]. A study presents proof that consumers are willing to buy more when using a credit card payment [5].…”

Section: Introductionmentioning

confidence: 99%

BioPay: Your Fingerprint is Your Credit Card

Alsolami¹

2019

ijacsa

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In recent years, credit and debit cards have become a very convenient method of payment. The growing use of card payments, hereafter referred to as credit cards, is evident in the daily use with many applications, such as withdrawing money from an Automated Teller Machine (ATM) and making payments in a store. Online payment has been very common these days, where the transaction is made across a great distance, allowing for online shopping. This has increased chance of credit cards experiencing a risk of cybersecurity attacks, particularly if the transaction amount is big enough. Another problem that arises is the potential fraud should a thief try to impersonate the credit card owner's identity. To overcome these obstacles, we propose a BioPay scheme that uses the fingerprint biotoken to replace the current plastic credit card. The BioPay scheme uses the biometric data (fingerprint), revocable fingerprint biotokens (Biotope), and Bipartite token to provide high authentication, non-repudiation, security and privacy for all payment transactions including money withdrawal from an ATM. The BioPay scheme collects biometric data (i.e. fingerprint) from users and embeds fourdigit authentication numbers inside the encoding biometric data (i.e. fingerprint), finally distributing them over clouds. In the payment/withdrawal process, a user provides his/her fingerprint to complete the transaction. BioPay scheme insures that the transaction process performs on an encrypted form to provide security and privacy for the customer's bank information. Our experiment shows that BioPay has comparable accuracy and significant performance gain for performing the transaction process.

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Comparing fingerprint-based biometrics authentication versus traditional authentication methods for e-payment

Cited by 119 publications

References 61 publications

The language of biometrics: Analysing public perceptions

The language of biometrics: Analysing public perceptions

Intention to Use Fingerprint System in Electronics Industry

BioPay: Your Fingerprint is Your Credit Card

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