“…These platforms aim to use the Internet as a catalyst for achieving the United Nations' grand sustainable development goal (SDG 1) of ending poverty (Carr, Dickinson, McKinnon, & Chávez, 2016;McKinnon, Dickinson, Carr, & Chávez, 2013). The lending platform Kiva is probably the most famous example in this context (see Berns, Figueroa-Armijos, da Motta Veiga, & Dunne, 2020;Burtch, Ghose, & Wattal, 2014;Johansen & Nielsen, 2016). Prosocial P2P lending platforms identify prospective borrowers from low-income households, build an online profile for them and make it possible to lend them money through a digital transaction on the Internet (Carr et al, 2016).…”