Consumer Protection Law

Howells, Geraint; Weatherill, Stephen

doi:10.4324/9781315259512

Cited by 43 publications

(22 citation statements)

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“…A more recent justification of consumer protection in law claims that it is intended to promote social justice, redistribute wealth, and realign the position of consumers in society (Howells & Weatherill, 2005;Ramsay, 2012). In CCDRs, consumer protections are defined as mechanisms to prevent the violation of consumers' rights, weakening of individuals' autonomy and freedom, or undermining of values of social justice and fairness.…”

Section: Conceptualization Of Consumer Protection In Credit Data Rementioning

confidence: 99%

“…Our proposed approach does not settle for the traditional justification of consumer protection, that is, to correct market failures and readjust the position of consumers in the market vis-à-vis businesses, but rather represents a wider perception of consumer interests. A more recent justification of consumer protection in law claims that it is intended to promote social justice, redistribute wealth, and realign the position of consumers in society (Howells & Weatherill, 2005;Ramsay, 2012). We differentiate between two regulatory strategies used to protect consumers in the policy field of consumer credit data: (a) market restrictions and (b) consumer empowerment.…”

Section: Conceptualization Of Consumer Protection In Credit Data Rementioning

confidence: 99%

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Varieties of consumer credit data regimes: A regulatory governance approach

Mizrahi‐Borohovich

Levi‐Faur

2020

Governance

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Credit markets are expanding, and with them also the automated, large-scale commercialization of personal credit data. The increasing use of data and scores for commodified decision making lends greater urgency to the study of credit data regulatory regimes. This article promotes a comparative regulatory governance perspective as the basis for theory-driven, multidimensional measurement. In order to measure consumer protection, we distinguish three different subregimes (collection, profiling, and use) and construct a two-dimensional index of consumer protection (market restriction and user empowerment). We then assess the index and demonstrate its applicability and validity, building on empirical analysis of the regulatory regimes in the United States, France, Sweden, and Israel for the year 2019. Our approach points to a new direction in researching and measuring regulatory regimes in a comparative manner, which looks beyond national analysis toward an in-depth understanding of other, equally important, levels of variation.

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Section: Conceptualization Of Consumer Protection In Credit Data Rementioning

confidence: 99%

Section: Conceptualization Of Consumer Protection In Credit Data Rementioning

confidence: 99%

Varieties of consumer credit data regimes: A regulatory governance approach

Mizrahi‐Borohovich

Levi‐Faur

2020

Governance

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“…Ahora bien, antes de su exposición hay que tener claro que la acción normativa llevada a cabo por el legislador europeo dista, sin embargo, de haber conducido a resultados plenamente óptimos; habiendo sido objeto la misma de constantes y acertadas críticas en sede doctrinal (BOURGOIGNIE, 1992, p. 124-125;HOWELLS;WEATHERILL, 2005, p. 651-652;OSMAN, 2002, p. 236-245 8 DO núm. L 351, de 20 de diciembre de 2012.…”

Section: La Ue Ante Tutela De Los Derechos De Los Consumidores En Situnclassified

“…2019 | ISSN 2178-0498 sobre todo en situaciones con una naturaleza transfronteriza-19 . Unas barreras que hacen referencia, entre otros aspectos, tanto a cuestiones estrictamente jurídicas, como a razones meramente prácticas (CORTÉS;ESTEBAN DE LA ROSA, 2013, p. 407-408; FELIU ÁLVAREZ DE SOTOMAYOR, 2006, p. 221-223; HILL, 2008, p. 373-378;HOWELLS; WEATHERILL, 2005, p. 652-658). Así, por un lado, entre las primeras se situarían, la complejidad que plantean extremos como la determinación de las fuentes rectoras de esta cuestión, la concreción del tribunal internacionalmente competente o de la ley rectora del contrato de consumo internacional, la eventual aplicación del derecho extranjero reclamado por la norma de conflicto, así como la eventual ejecución de la resolución judicial en el extranjero.…”

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Acceso de los Consumidores a la Justicia en la Unión Europea y Mercado Globalizado

Moreno¹

2019

Rev. Fac. Dir. da UFU

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Resumen: El consumidor europeo cuenta con una desigual atención, por parte del legislador de la Unión Europea, a la hora de tutelar su acceso a la justicia en relación a las controversias transfronterizas en las que pudiera verse involucrado. Una protección que, aunque atendida de cara a su acceso a la justicia al respecto de las situaciones conectadas con el mercado interior UE, no es tan evidente en relación con los casos extra-europeos, que además se han visto multiplicados tras la irrupción de la Sociedad de la Información. En este sentido, el presente artículo tiene por finalidad, en primer lugar, poner de manifiesto esta situación de desigual tutela, tanto con respecto al recurso a los tribunales ordinarios (competencia judicial internacional), como al respecto de los mecanismos alternativos de resolución de controversias, en esta materia (i.e. mediación y arbitraje). Junto a ello, este artículo igualmente realiza propuestas concretas que, al margen de destacar la importancia que tiene en este ámbito la acción de la codificación internacional, señala las opciones con las que cuenta el legislador europeo y que permitirían facilitar el acceso a la justicia de los consumidores cuando actúan en un mercado globalizado. Abstract: European consumers attract different attention, from the perspective of the European legislator, when their right to access to justice is at stake, in relation to the international dispute which may affect them. A protection which, clearly granted when the situation is connected to the European internal market, generates doubts in relation to situations which are external to the UE, which have multiplied after the irruption of the Information Society. In this respect, this article aims at, firstly, underline this situation of an unbalanced protection in this field, in relation to both access to national justice (international jurisdiction rules) and Alternative Dispute Resolution mechanisms (i.e. mediation and arbitration). Moreover, this article also offers specific proposals which, apart from highlighting the importance of international codification in relation to this topic, mentions the different options available to the European legislator which could favor the access to justice to consumers when they participate in the global market.

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“…It results from the French Revolution, the results of Howells, G. and S. Weatherill (2005), Consumer Protection Law, Aldershot: Ashgate, p. 78, underline the influence of Hayek in the way in which the UK administered the privatisation process under the Thatcher regime.…”

Section: The French Model -A Forward-looking Political Design Of a (Jmentioning

confidence: 99%

Introduction

Micklitz¹

2011

The Many Concepts of Social Justice in European Private Law

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Consumer Protection Law

Cited by 43 publications

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Varieties of consumer credit data regimes: A regulatory governance approach

Varieties of consumer credit data regimes: A regulatory governance approach

Acceso de los Consumidores a la Justicia en la Unión Europea y Mercado Globalizado

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