Determinants for assessing self-help housing affordability in Ghana’s housing sector: a Delphi approach

Dafeamekpor, Cornelius A.; Adjei-Kumi, Theophilus; Nani, Gabriel; Kissi, Ernest; Tengan, Callistus

doi:10.1080/15623599.2021.2012017

Cited by 5 publications

(2 citation statements)

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“…In most developing countries, Nigeria's inclusive, self-help housing mechanism is the major path to homeownership, especially for the LIE and disadvantaged citizens (Dafeamekpor et al ., 2023). The lax governments policies and programmes towards housing affordability and accessibility to the people, especially the LIE and the disadvantaged, have encouraged the self-help approach.…”

Section: Literature Reviewmentioning

confidence: 99%

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Urban resilience for sustainable homeownership: the role of self-help in the ancient city of Benin, Nigeria

Ebekozien¹,

Aigbavboa²,

Samsurijan³

et al. 2023

IJBPA

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PurposeThe organised self-help approach successfully enhances urban low-income earners' (LIE) homeownership in some developing countries. The technique can enhance urban resilience for sustainable LIE homeownership. There is a paucity of studies concerning sustainable homeownership for Nigeria's urban LIE through a self-help approach. The study investigated the housing needs of the urban LIE via organised self-help mechanisms and how the same can enhance urban resilience for sustainable homeownership in the Ancient City of Benin, Nigeria.Design/methodology/approachGiven the unexplored nature of the issue, 20 face-to-face interviews were conducted with experts and analysed through a thematic approach.FindingsFindings identified eleven main barriers faced by the urban LIE. This includes the absence of government housing policy, funding frameworks, urban land scarcity, high property development costs, naira devaluation, high-interest rates, inflation, bribery and corruption, lax mortgage sub-sector, high cost of infrastructure, and government bureaucracy.Originality/valueThis study will contribute to pioneering the role of organised self-help mechanisms in urban resilience for sustainable LIE homeownership in developing cities via a qualitative approach. Also, findings would significantly contribute to developing countries' sustainable housing and urban resilience literature.

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Section: Literature Reviewmentioning

confidence: 99%

“…The mechanism faces challenges. This includes housing financing issues, access to urban land, and high-building materials (Dafeamekpor et al ., 2023). They found that building materials cost, urban land cost, savings, income, and labour cost were ranked high as factors that influence self-help housing affordability.…”

Section: Literature Reviewmentioning

confidence: 99%