“…In the banking sector, several researchers argued the importance of KMS utilization in supporting the effectiveness of the decision‐making process (Cader et al, ; Cham, Lim, Cheng, & Lee, ; Mohsen et al, ). The effective use and management of knowledge in the banking sector have been recognized as the most significant aspect of understanding the market conditions, investment strategies, customers' requirements, and their expectations (Cham et al, ). Accordingly, the use of KMS is needed in financial institutes such as banks, which rely heavily on information (knowledge) to develop their products and services (Cham et al, ).…”