Development and Implementation of Alternative Concept for Expected and Unexpected Losses in Corporations

Manuylenko, Viktoriya Valeryevna; Ryzin, Denis; Koniagina, Mariia; Lipchiu, Nina Vladimirovna; Setchenkova, Lubov

doi:10.18421/tem93-37

Cited by 3 publications

(2 citation statements)

References 4 publications

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“…Means and implies the application of creative business organization to solve problems related to sustainability in order to create social and economic impact as a strategy. That is, it is a business that turns problems into opportunities by introducing innovations in the field of sustainable development (Manuylenko et al, 2020;Tarkhanova, 2020;Manuylenko et al, 2018a and. In the region, 25% of pledged climate change funds have not been mobilized.…”

Section: Materials Methods and Objects Of Researchmentioning

confidence: 99%

Effective Development of Industry Through Use of New Tools and Mechanisms

Posnaya,

Krichevets,

Pisaryuk

et al. 2024

J. Innov. Bus. Ind.

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The development of the industry stimulates the functioning of environmental projects related to agriculture, renewable energy sources, and environmentally friendly industry. Improving the system of “green” lending in banks contributes to the development of the private sector on new terms, which implies maximum preservation of natural resources and receiving more profit than from traditional projects. When issuing loans for the development of sustainable entrepreneurship, the banking sector seeks to support clients in the transition to sustainable solutions, since the conservation of resources and the creation of energy-saving technologies determine the future capabilities of the state. Green loans are an effective and significant tool for the development of sustainable entrepreneurship in the industry. And the conditions and procedure for issuing them are the mechanism through which the industry develops. Green loans can also be issued for projects of large clients in support of the industry, which meets the requirements of the SEB system. By choosing a green loan to finance a project, the enterprise becomes part of a sustainable management system. The most relevant areas for obtaining "green" loans are: renewable energy (solar, wind, tidal energy, bioenergy; energy efficiency - in relation to district heating or cooling; clean transport - non-fossil fuels or hybrid transport solutions; waste management - energy from waste and methane capture projects, as well as projects to reduce waste through process improvement; emission reduction - reduction of emissions of particulate matter, heavy metals and dioxins through physical, chemical, mechanical means; sustainable forestry - forestry projects with a forest management certificate or equivalent scheme certification; water and wastewater treatment – drinking water production, wastewater treatment, water resources management.

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Section: Materials Methods and Objects Of Researchmentioning

confidence: 99%

Effective Development of Industry Through Use of New Tools and Mechanisms

Posnaya,

Krichevets,

Pisaryuk

et al. 2024

J. Innov. Bus. Ind.

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“…The study of banking risks of residential mortgage is widely developing along the way of assessing potential financial losses during the implementation of risk events, identifying significant risk factors [1][2][3][4][5][6].…”

Section: Introductionmentioning

confidence: 99%

Household Incomes and Bank Residential Mortgage in Russia

2021

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The influence of the incomes of the population subject to changes on bank mortgage lending was investigated using the methods of correlation and regression analysis. Three approaches to income volatility as an indicator of their volatility have been implemented: variability within certain time periods through an assessment of the coefficients of variation during the year, between periods through an assessment of the average annual income growth rates, and the variability of the distribution between income recipients through inequality indicators. According to the research results, indicators of bank residential mortgage are more strongly associated with variations in nominal income than in real one; the low level of overdue mortgage debt in the Russian banking sector is determined by a qualitative assessment of borrowers' capabilities in accordance with their income; an increase in income volatility is accompanied by a decrease in the share of overdue mortgage debt. The stability of the population's income contributes to an increase in the number and total volume of bank residential mortgage. As a result of econometric modeling, the maximum significant effect of the unemployment rate on the share of overdue mortgage debt has been established.

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