Digital Banking for Alleviating Rural Poverty in Indonesia: Some Evidences

Vong, John; Mandal, Purnendu; Song, Insu

doi:10.1007/978-981-287-585-3_1

Cited by 5 publications

(5 citation statements)

References 24 publications

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“…In sum, by using a nationally representative database and city fixed effects models, we confirm the positive impact of digital finance on poverty reduction in China, which are consistent with findings in some previous studies based on other developing country cases [ 23 , 37 , 76 , 77 ].…”

Section: Resultssupporting

confidence: 90%

Poverty reduction in rural China: Does the digital finance matter?

Chen

Zhao

2021

PLoS ONE

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As digital finance is widely spread and applied in China, this new format of financial technology could become a new way to reduce poverty in rural areas. By matching digital financial indexes of the prefectural-level cities with microdata on rural households from the China Household Finance Survey (CHFS) in 2017, we find that digital finance significantly suppresses absolute poverty and relative poverty among rural households in China, which is supported by a series of robustness tests, such as the instrumental variable approach, using alternative specifications, and excluding extreme observations. Additionally, we provide evidence that the poverty reduction effect of digital finance is likely to be explained by alleviating credit constraints and information constraints, broadening social networks, and promoting entrepreneurship. Our findings further complement the research field on financial poverty reduction and offer insights for the development of public financial policies of poverty reduction in other countries, especially in some developing countries.

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Section: Resultssupporting

confidence: 90%

Poverty reduction in rural China: Does the digital finance matter?

Chen

Zhao

2021

PLoS ONE

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“…Recently, research has investigated the role that digital banking plays in supporting the economy at large. For instance, Vong et al (2016) concluded that digital banking services provide the unbanked population access to financial services, revitalizes the local economy, and improves the livelihood of rural communities.…”

Section: Discussionmentioning

confidence: 99%

On Some Misconceptions Concerning Digital Banking and Alternative Delivery Channels

Shaikh

Karjaluoto

2016

International Journal of E-Business Research

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A great deal of conceptual confusion surrounds the notions of digital banking and innovative alternative delivery channels that support banking and other financial transactions globally. The authors contend that the concepts of digital banking and associated delivery channels are ambiguous and restrictive; their usability has been undermined and their purpose and objective have, to a large extent, been misunderstood. Against this backdrop, the authors offer an inclusive definition of digital banking and delivery channels and provide logical explanations of these terms that can benefit scholars, the telecommunication sector, the banking industry, policy makers, and service providers (in terms of developing digital banking and marketing strategies). This article discusses the theoretical and managerial implications of the study results and presents recommendations for future research.

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“…[ [123][124][125][126][127][128][129][130][131][132][133][147][148][149] Access to information and education…”

Section: Sector Description Articlesmentioning

confidence: 99%

“…[130,131,133] Digital banking/internet banking Access to financial and banking services in remote areas. [134,[147][148][149] Smart City Manage the proper functioning of public and private transportation systems. [129,162,168,169] Precision medicine Improve the effectiveness and safety of treatments, as well as reduce long-term health care costs.…”

Section: Technological Application Area Of Application Articlesmentioning

confidence: 99%

Contributions of the 5G Network with Respect to Poverty (SDG1), Systematic Literature Review

2023

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Poverty is one of the biggest problems in the world caused by the lack of resources necessary to meet the basic needs of human survival. Ending global poverty is one of the main tasks of large organizations around the world, as well as the United Nations has established 17 Sustainable Development Goals (SDGs), the first goal being the “eradication of poverty”. On the other hand, 5G technology has been considered one of the most important revolutions in the digital era and has been highlighted for its ability to improve people’s quality of life. As this technology expands around the world, it is important to understand how it could contribute to poverty reduction, a major global challenge. To carry out this literature review work, various sources of information were used, with a total of 329 articles from which 49 relevant articles were obtained. It was identified that the sectors with the greatest contribution to poverty reduction are Government, Society, and Agriculture. It was also found that the most relevant 5G technology that influences poverty reduction on a larger scale is the Internet of Things and Artificial Intelligence. Being applied mainly in precision agriculture and Smart Cities. This review provides a reference point for the analysis of the use of 5G technologies in different sectors, with the aim of promoting equality and economic inclusion in rural areas and future research on the various factors that affect poverty reduction.

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Digital Banking for Alleviating Rural Poverty in Indonesia: Some Evidences

Cited by 5 publications

References 24 publications

Poverty reduction in rural China: Does the digital finance matter?

Poverty reduction in rural China: Does the digital finance matter?

On Some Misconceptions Concerning Digital Banking and Alternative Delivery Channels

Contributions of the 5G Network with Respect to Poverty (SDG1), Systematic Literature Review

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