“…With socio-economic development anchoring on the three pillars of human development index (HDI): life expectancy index, education index, and standard of living, it is sufficient to mention that ICT impacts on inclusive growth (Roztocki et al, 2017;Sein et al, 2018). Recent literature captures the relationship between ICT and inclusive growth concisely: health outcomes and well-being (Mengesha & Garfield, 2019;Palvia et al, 2018), culture and social beliefs (Ashraf et al, 2017;Roztocki & Weistroffer, 2016), well-being and poverty alleviation (Madon, 2000), education and growth of small businesses (Palvia et al, 2018), human capital and business growth (Kowal et al, 2019); capacity development (Jacobs et al, 2019); education and teaching methods (Donou-Adonsou, 2019;Stal & Paliwoda-Pękosz, 2019); governance and citizen trust (Mahmood et al, 2019); e-business processes (Rondović et al, 2019); and business environment and performance (Chowdhury, 2006;Lech, 2019).…”