Diversification of Banking Risks in the Context of Financial Globalization

Abstract

Diversification of financial activity involves the use of alternative income opportunities from various financial transactions

Forming Part Of The Bank'S Loan Portfolio With Modified Genetic Algorithm

“…Commercial banks regularly receive many loan applications (Partovi & Matousek, 2019). The ability of a potential borrower to make loan payments is assessed in special departments of the bank, after which the banking institution raises the question of who approves the loan application and who does not (Bojnec et al, 2014;Yuzvovich et al, 2015). For each loan product, the bank has a limited amount of cash resources for its issuance.…”