Does paycheck frequency matter? Evidence from micro data

Baugh, Brian; Correia, Filipe

doi:10.1016/j.jfineco.2021.12.002

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Linked Financial Accounts1

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2022

2025

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Cited by 11 publications

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“…Household transaction data by themselves allow for a wide range of new insights into household behaviors and responses to economic shocks. Einav & Klenow (2021) and Baugh & Correia (2022) work solely with transaction databases that do not feature much other information about account balances, assets, or demographics.…”

Section: Linked Financial Accountsmentioning

confidence: 99%

Household Financial Transaction Data

Baker

Kueng

2022

Annu. Rev. Econ.

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The growth of the availability and use of detailed household financial transaction micro data has dramatically expanded the ability of researchers to understand both household decision making and aggregate economic fluctuations across a wide range of fields. This class of transaction data is derived from a myriad of sources, including financial institutions, FinTech apps, and payment intermediaries. We review how these detailed data have been utilized in finance and economics research and analyze both their benefits and limitations as compared to more traditional measures of income, spending, and wealth. Finally, we discuss the future potential of this flexible class of data in firm-focused research, real-time policy analysis, and macro statistics.

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Section: Linked Financial Accountsmentioning

confidence: 99%