Efficiency, customers’ satisfaction and deposit moneybanks’ performance in Nigeria

Worimegbe, Powel Maxwell; Abosede, Adebiyi Julius; Worimegbe, Temitope Mariam

doi:10.22367/jem.2018.31.07

Cited by 3 publications

(3 citation statements)

References 14 publications

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“…The probability Fstatistics value of 0.000 was less than the 5% chosen significant level of the study, the null hypothesis which states that "Asset-Liability Structure (CCE, NLP, NFA, TD and TLF) do not significantly affect bank survival via CAR of listed DMBs in Nigeria is hereby rejected. Studies such as Nguyen (2020), Ogbeifun and Akinola (2020), Onaolapo andAdegoke (2020), Sifrain (2022), Worimegbe, and Benneth (2019) supported the finding of this study that assets-liabilities structures measures.…”

Section: Resultssupporting

confidence: 81%

“…Though, there have been several related studies on assets-liability management on bank performance such as Abebe (2022), Adzobu, Agbloyor and Aboagye (2017), Dao (2020), Driss and Mohammed (2017), Lysiak et al (2022), Nguyen (2020), Ogbeifun and Akinola (2020), Onaolapo and Adegoke (2020), Sifrain (2022), Worimegbe and Benneth (2019) and Yuan, and Mi (2022) among others within and outside Nigeria contexts. However, most of these past related empirical studies to the best of researcher's knowledge never examined the effect of assetsliabilities structure (cash equivalent, loan portfolio, fixed assets, Total deposit and Total long-term funding) on bank financial survival proxied with CAR among banks in Nigeria.…”

Section: Empirical Review Theoretical Framework and Hypotheses Develo...mentioning

confidence: 99%

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Effects of asset-liability structure on financial survival of selected deposit money banks in Nigeria

Fakunmoju,

Taiwo,

Akintola

2023

JOMEINO

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One of the key benchmark deposit money banks must monitor and take into account when making operational and financial decisions is how asset-liability structure will enhance bank financial survival proxied with capital adequacy ratio. Without sound capital adequacy ratio over time, commercial banks or deposit money banks (DMBs) cannot traditionally carried out the role of financial intermediaries which in turn threaten bank financial survival. The aim of the study is to establish effect of assetliability structures on financial survival proxied with capital adequacy ratio of selected DMBs. Expost facto research design and panel regression technique were used within the period of 2010 and 2021. Finding revealed that assetliability structures in terms of cash and cash equivalents, net loan portfolio, net fixed assets, total deposit, and total longterm funding affect financial survival of selected DMBs in Nigeria. Thus, the study suggested that bank top management should ensure that there should not be mismatch between assets-liabilities and both asset-liability should be prudently managed to grow year on year in the right mix and without contravening the statutory guidelines so that the DMBs can survive for long period.

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Section: Resultssupporting

confidence: 81%

Section: Empirical Review Theoretical Framework and Hypotheses Develo...mentioning

confidence: 99%

Effects of asset-liability structure on financial survival of selected deposit money banks in Nigeria

Fakunmoju,

Taiwo,

Akintola

2023

JOMEINO

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“…Bowles (2013) argues that there is a need to determine the combined effect of these dimensions (strategic implementation and strategic analysis) of strategic management in a dynamic environment. This is so because strategic implementation and strategic analysis cannot be done isolation and that both dimensions go and in hand (Worimegbe et al, 2018). Therefore, this study's third hypothesis is to establish the impact of strategic analysis and strategic implementation on learning organisations.…”

Section: H2: Strategic Implementation Has a Significant Effect On Organisational Learning In The Nigerian Banking Sectormentioning

confidence: 97%

Effect of Strategic Management on Organisational Learning: Evidence from the Banking Sector in Nigeria

Maxwell¹,

Saidi²,

Uchenna³

2022

KJEMS

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The study examines strategic management dimensions on Organisational learning in the banking sector with the aim of establishing the most significant construct driving organizational learning. The study is premised on the strategic implementation and strategic analysis dimensions of strategic management. The survey research design was employed in the study. 400 bank employees were surveyed through questionnaires. Data were analyzed using the regression. The result reveals that the elements of strategic management (β=0.788, R2= 0.621, F=56.733, p=0.000) combined have a significant effect on organizational learning. The study also established that strategic implementation is the most significant driver of organizational learning in the banking sector. The study was carried out in the banking sector. It is expected that the outcome may vary if such study is carried out in other industry and climate. The study shows that organisations especially those in the banking sector should place more attention to the implementation of their strategic goals as they continually analyse their internal and external environment as this will drive them to better performance. They should align their strategies with the dynamic environment in order to achieve their corporate goals. The study addresses the issue of strategic management as it drives organizational learning.

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Measuring efficiency of banks in Saudi Arabia: A data envelopment analysis approach

Shaik

2022

Banks and Bank Systems

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The current study investigates the efficiency of banks in Saudi Arabia in terms of technical change and change in total productivity. The study considers ten banks listed on Tadawul as a sample from 2016 to 2021. The Malmquist Data Envelopment Analysis (Malmquist DEA) model is employed to measure banks’ efficiency. Customer deposits and balances with other banks and financial institutions are inputs, while the operating profit and net income are outputs to measure efficiency. The results of efficiency report that most of the Saudi Arabian banks are considerably efficient, while some are marginally efficient. The technical change report results show that Saudi Arabia’s banks are enthusiastic about adopting new technologies that lead to their growth. Further, the results of the change in total productivity show great dynamism among the Saudi Arabian banks to become more productive, which ultimately leads to a more remarkable performance. The study results demonstrate the good performance of Saudi Arabian banks; however, very few banks are marginally efficient in terms of efficiency change. Therefore, the study supports the established hypothesis that there is a significant change in the technical efficiency and total productivity of Saudi Arabian banks. AcknowledgmentThe author(s) acknowledge that the Deanship of Scientific Research supports the current project at Prince Sattam Bin Abdulaziz University under research project number 2022/02/20810.

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Efficiency, customers’ satisfaction and deposit moneybanks’ performance in Nigeria

Cited by 3 publications

References 14 publications

Effects of asset-liability structure on financial survival of selected deposit money banks in Nigeria

Effects of asset-liability structure on financial survival of selected deposit money banks in Nigeria

Effect of Strategic Management on Organisational Learning: Evidence from the Banking Sector in Nigeria

Measuring efficiency of banks in Saudi Arabia: A data envelopment analysis approach

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