At present, key elements of the Internet of Things (IoT) are becoming increasingly affordable, making the technology incredibly attractive to many countries, particularly China. Collecting data from multiple IoT resources and combining them with data from other sources lead to significant rural economic development, ecological environment, and ecological and environmental ramifications in these nations. The most visible effects of the IoT in these nations include advances in rural economic growth, environmental conflict, and the efficiency of critical sectors. Furthermore, the IoT has the potential to revolutionize the industrial and commercial sectors, notably in terms of data confidentiality and information security. It is required to conduct an empirical study on the coordinated interaction between rural economic growth and ecological environmental conflict in Luoyang using an IoT environment. Because the IoT plays a key role in economic growth and the ecological environment, this study examines the coordination of rural economic development and ecological environment conflict in Luoyang’s IoT environment. To analyze the original data for the establishment of index weight, it first employs the enhanced entropy approach by building the coordinated assessment index scheme of rural financial development and environmental surroundings conflict in the IoT environment of Luoyang. Second, it calculates the benefits of rural financial growth and the environmental surroundings benefit index of Luoyang. Then, it carried out the Pearson correlation analysis of the abovementioned calculation results using SPSS software that uses the layered architecture of the IoT, and the degree of conflict and coordination among rural financial growth and the ecological environment in Luoyang is judged by referring to relevant standards from 2010 to 2019. The experimental result of this study indicates that the conflict coordination state between rural financial growth and the ecological environment in Luoyang has gradually enhanced. Through this study, local decision makers can give additional consideration to the balance between economic development and the coordination of ecological environmental conflicts, especially those indicators that have a great influence on the coordinated development of the two.