Evaluasi Kinerja Keuangan Bank Pembangunan Daerah Di Indonesia

Kartika, Risna; Prabowo, Faizal Haris Eko; Akbar, Dendy Syaiful

doi:10.25157/je.v8i1.3341

Cited by 3 publications

(3 citation statements)

References 5 publications

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“…On the other hand, the LDR value of the Kaltimtara BPD is actually very low and reaches 60 percent in 2020. This indicates the good ability of the Kaltimtara BPD in fulfilling its short-term obligations because the lower the LDR value indicates the more liquid the bank is (Kartika, Prabowo, and Akbar, 2020).…”

Section: Differences In Risk Profilementioning

confidence: 94%

Comparative Analysis of Financial Performance Between the South West Sulawesi Regional Development Bank (Bpd Sulselbar) and North East Kalimantan Regional Development Bank (Bpd Kaltimtara) 2015-2020 Period

et al. 2022

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This study aims to find out how the financial performance comparisons between the South West Sulawesi Regional Development Bank (BPD Sulselbar) and the North East Kalimantan Regional Development Bank (BPD Kaltimtara) for the 2015-2020 period. The parameters used to compare the financial performance of the two banks are using the ratio of Non-Performing Loan (NPL), Loan to Deposit Ratio (LDR), Return on Assets (ROA), Operating Expenses to Operating Income (BOPO), Good Corporate Governance (Self-Assessment) and Capital Adequacy Ratio (CAR). In this study, data analysis techniques were used, namely descriptive comparative analysis using the RGEC (Risk Profile, Earnings, Good Corporate Governance (GCG) and Capital) method which was supported by statistical testing, namely the independent sample t-test. Based on the results of descriptive comparative analysis using the RGEC method, it was found that the financial performance of BPD Sulselbar which was included in good criteria based on industry standards, namely the ratio of NPL, ROA, BOPO, GCG, and CAR ratio while for BPD Kaltimtara the ratio of NPL, LDR, ROA, BOPO, GCG , and CAR is a ratio that is included in the good criteria. The results of the independent sample t-test (test two average differences) were obtained that the GCG and Capital factors as measured by the composite value of the bank's self-assessment GCG and the CAR ratio there was no significant difference between BPD Sulselbar and BPD Kaltimtara while the risk factor profile and earnings as measured by the ratio of NPL, LDR, ROA and BOPO there are significant differences between BPD Sulselbar and BPD Kaltimtara during the 2015-2020 period.

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Section: Differences In Risk Profilementioning

confidence: 94%

Comparative Analysis of Financial Performance Between the South West Sulawesi Regional Development Bank (Bpd Sulselbar) and North East Kalimantan Regional Development Bank (Bpd Kaltimtara) 2015-2020 Period

et al. 2022

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“…P-ISSN: 1979-7095 E-ISSN: 2615-4501 disebabkan karena kinerja merupakan aktivitas/kegiatan sesuai dengan tanggung jawabnya yang diberikan untuk mencapai sebuah tujuan yang sudah diprogramkan (Harsan et al, 2020). Kinerja yang ditunjukkan oleh pegawai dapat memperlihatkan kelayakan pelaksanaan suatu program kegiatan guna mewujudkan tujuan, sasaran, visi, dan misi organisasi, yang dituangkan dalam rencana strategis organisasi (Bahri et al, 2022;Kartika et al, 2020;Kurniasari et al, 2017). Selain itu kinerja pegawai juga menunjukkan hasil kerja baik secara kualitas dan kuantitas yang dicapai oleh seorang pegawai dalam menjalankan tanggung jawab yang diberikan (Jackson & Arianto, 2017;Suwandana, 2018).…”

Section: Pendahuluanunclassified

Pengaruh Kompetensi, Disiplin dan Kompensasi Terhadap Kinerja Petugas Lapangan Keluarga Berencana Non PNS dalam Pelaksanaan Program Bangga Kencana

Setiawati

2022

JPPSH

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Saat ini tingkat capaian kinerja/keberhasilan pelaksanaan program Bangga Kencana masih belum sesuai target. Analisis awal menunjukkan bahwa beberapa faktor yang mempengaruhi hal tersebut adalah kompetensi, disiplin dan kompensasi yang diperoleh, berdaasarkana hal tersebut penelitian yang bertujuan untuk menganalisis kompetensi, disiplin dan kompensasi terhadap kinerja petugas lapangan keluarga berencana (PLKB) non PNS dalam pelaksanaan program bangga kencana. Penelitian ini merupakan penelitian asosiatif kausal dengan menggunakan pendekatan kuantitatif. Populasi dalam penelitian ini PLKB Non PNS pada DPPKBPPPA sebanyak 115 orang dan seluruh populasi dijadikan sampel penelitian. Metode pengumpulan data dan instrumen yang digunakan dalam penelitian ini menggunakan kuesioner, dan observasi untuk memperoleh data kompetensi, disiplin, kompensasi dan kinerja PLKB Non PNS. Metode analisis data yang digunakan adalah metode analisis diskriptif dan analisis mutiregresi menggunakan bantuan SPSS 26.00. Hasil penelitian menunjukkan bahwa secara parsial tidak ada pengaruh variabel kompetensi terhadap kinerja PLKB Non PNS, tidak ada pengaruh antara variabel disiplin secara parsial terhadap variabel kinerja PLKB Non PNS dan ada pengaruh variabel kompensasi secara parsial terhadap kinerja PLKB Non PNS.

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“…Dengan demikian perlu adanya penilaian kinerja keuangan untuk khususnya Bank BPD untuk mengetahui tingkat kesehatan bank. Kinerja adalah sesuatu yang menunjukkan sejauh mana perusahaan dapat dengan efisien dan efektiff mengalokaiskan sumberdayanya (Kartika et al, 2020). Kinerja keuangan merupakan analisis dan gambaran hasil, untuk mengetahui sejauh mana kemampuan perusahaan dalam menjalankan aktivitas usahanya sesuai peraturan yang ada yang kemudian disajikan dalam laporan keuangan (Assofia, 2019).…”

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Pengaruh CAR, NPL, BOPO Dan LDR terhadap Retrun on Assets pada Bank Pembangunan Daerah:

Iklin

2023

ajeks

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This study aims to study and understand the effect of CAR, BOPO and NPL simultaneously on the Return On Assets of Regional Development Banks throughout Java Island for the period 2005 – 2021. And also to examine and understand the effect of CAR, NPL, BOPO and LDR partially on Return On Assets of Regional Development Banks throughout Java Island for the period 2005 – 2021. The population used in this study are Regional Development Banks throughout Java Island from 2005 to 2021 which have complete and published financial reports. The type of data used in this research is secondary data. Purposive Sampling Technique. Collecting data in this study using the documentation method. The analysis technique used is multiple linear regression with a significance level of 5%. The results showed that CAR partially had a significant positive effect on Profitability (ROA). BOPO partially has a significant positive effect on Profitability (ROA). NPL partially has a significant positive effect on Profitability (ROA). LDR partially has a significant positive effect on Profitability (ROA). CAR, NPL, BOPO and LDR jointly affect Profitability (ROA). Keywords: CAR, NPL, BOPO, LDR dan Return on Assets

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Evaluasi Kinerja Keuangan Bank Pembangunan Daerah Di Indonesia

Cited by 3 publications

References 5 publications

Comparative Analysis of Financial Performance Between the South West Sulawesi Regional Development Bank (Bpd Sulselbar) and North East Kalimantan Regional Development Bank (Bpd Kaltimtara) 2015-2020 Period

Comparative Analysis of Financial Performance Between the South West Sulawesi Regional Development Bank (Bpd Sulselbar) and North East Kalimantan Regional Development Bank (Bpd Kaltimtara) 2015-2020 Period

Pengaruh Kompetensi, Disiplin dan Kompensasi Terhadap Kinerja Petugas Lapangan Keluarga Berencana Non PNS dalam Pelaksanaan Program Bangga Kencana

Pengaruh CAR, NPL, BOPO Dan LDR terhadap Retrun on Assets pada Bank Pembangunan Daerah:

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