“…For instance, digital skills, online access, system quality, technology acceptance, user satisfaction, and user experience are commonly explored domains (Heponiemi et al, 2020;Vítor et al, 2022). Conversely, barriers relate to poor self-rated health, financial hardship, low age, lower level of education, and degree of urbanisation (Heponiemi et al, 2021;Vítor et al, 2022). Timely delivery (i.e., perception of acceptable response time) are associated with increased satisfaction (Lamsal & Gupta, 2022), and more broadly, with acceptance of information systems (Saha et al, 2010), and personalised online services, such as saving and storing information (Chan, 2022).…”