“…The AT framework of the study was tested using IBM SPSS AMOS 27 and IBM SPSS Statistics 27. Select SEM-related reliability and validity tests were conducted to ensure reliability of the instruments (Clark et al, 2021;Khuwaja et al, 2020;Kline, 2016;Lokshina & Lanting, 2023). Composite reliability (CR), factor analysis, and average variance extracted (AVE) of the variables, as presented in Table 6, were tested to ensure overall model validity and reliability (Clark et al, 2021;Khuwaja et al, 2020;Kline, 2016;Lokshina & Lanting, 2023).…”