“…Empirical research on BM has been conducted in a number of industries (see Appendix C), for example, financial services [LT4, LT6, LT37, LT41], health [LT8, LT9], pharmaceutical [LT23], education [LT2], and various public sector institutions [LT7, LT10, LT12, LT13, LT21, LT27, LT29, LT33, LT34, LT35, LT36]. Some studies include a mix of industries [LT1, LT3, LT5, LT11, LT17, LT19, LT20, LT24, LT28, LT40, LT43, LT45, LT46].…”