“…Technology Adoption. The reason behind this is to keep it broad so as to let the SME owners and Top RFID (Alomari, 2022;Bruno-Valdivia et al, 2022;Konecka & Maryniak, 2020;Morenza-Cinos et al, 2019) E-Business/E-Commerce (Battisti & Brem, 2021;Bhatti et al, 2022;Krishna & Arora, 2022;Li & Ai, 2021;Mkansi, 2022) CRM (Chatterjee et al, 2022;Giovannetti et al, 2022;Hendler et al, 2022;Perez-Vega et al, 2022;Yadav, 2022) E-Payment (Hasbolah et al, 2023;Malaquias & Malaquias, 2022;Rahadi et al, 2022;Talib & Salman, 2022;Tripković & Simić, 2023) Loyalty Card (Abdul et al, 2021;Fearne et al, 2022;Jamshidi & Kuanova, 2022;Lee, 2021;Mitchell, 2021;Ortt & Schoormans, 2004;Wait, 2022) Inventory Management System (Alshamaila et al, 2013;Cordery et al, 2011;S. Jain & Gandhi, 2021;Jayaram, 2017;Mao, 2021;Sillah, 2015) SECOND SCHOOL OF THOUGHT…”