“…According to TAM, individuals are more likely to use technology if they perceive it to be useful and easy to use (Ali et al, 2020;Alshurafat et al, 2023;Daragmeh et al, 2021;Raza, Qazi, Shah, et al, 2020;Raza, Qazi, Umer, & Khan, 2020;Sani et al, 2020). TAM has been widely used in studies of technology adoption and use, as it provides a framework for understanding how individuals form perceptions of technology and how these perceptions influence their behavior (Al Shbail et al, 2022;Ashrafi et al, 2021;J. Liu et al, 2019).…”