Financial Technologies: A Note on Mobile Payment

Leng, Song Yee; Talib, Ameen; Gunardi, Ardi

doi:10.26905/jkdp.v22i1.1993

Cited by 13 publications

(12 citation statements)

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“…Because it integrates technology into the financial system, people can easily access the financial services offered. Furthermore, FinTech provides new experiences and offers efficiency to the public through the use of easily accessible technology such as smartphones [1]. Thus, FinTech makes it easier for people to make payment transactions, opens access to savings and loans with a wider platform, and shortens business transaction time.…”

Section: Introductionmentioning

confidence: 99%

Factors Influencing Generation Z Intention in Using FinTech Digital Payment Services

Aseng

2020

CogITo Smart Journal

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Many studies related to financial technology (FinTech), especially digital payment services, have been carried out. However, there is still a lack of studies that focus on Generation Z, especially their intention to use the service, while this generation is very familiar and is easily adaptable to new technologies. In addition, it is projected that this generation will contribute greatly to online transactions in Indonesia and even the world. For this reason, this study focuses on factors that can influence Generation Z’s intention to use digital payment services. There are five independent factors that will be tested, namely: culture, perceived security, performance expectancy, effort expectancy, and social influence. The research instrument was a questionnaire adopted from related literature, which was distributed online using the snowball and convenient sampling method. A total of 266 Generation Z people participated in this study. A descriptive statistic and multiple regression analysis were performed and found that simultaneously these five factors had a significant positive effect (Sig <.05) on the intention of Generation Z in using the service. This study concludes that service providers have to pay attention to these factors in attracting Generation Z.Keywords—digital payment services, financial technology, Generation Z

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Section: Introductionmentioning

confidence: 99%

Factors Influencing Generation Z Intention in Using FinTech Digital Payment Services

Aseng

2020

CogITo Smart Journal

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“…Financial Technology (Fintech) merupakan satu bentuk inovasi keuangan yang membentuk ulang struktur intermediasi keuangan dan membuat layanan keuangan menjadi lebih efisien (Leng et al, 2018). Salah satu kegunaan fintech adalah menjadikan proses layanan keuangan lebih efisien.…”

Section: Pendahuluanunclassified

Metode Penentuan Akad pada Transaksi Uang Elektronik

Hadikusuma

2021

JIEI

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This paper is intended to explain the methods used by experts in determining the contracts used in electronic money transactions. The focus of this paper is not only on contract determination, but how a contract is embedded in electronic money transactions. This research is a qualitative research wich uses descriptive-analytic method. Data obtained from secondary sources such as books, journals, websites, and relevant documentation. The results showed that in principle, there are two methods in determining the contract in a muamalah transaction. The first method uses the editorial approach (words) which focuses on the contract words, and the second uses the substance (meaning) approach which considers the contract based on the aims and objectives of the contract as seen from the form of the agreement as well as the rights and obligations obtained by each party. Regarding the topic of discussion, it can be concluded that the determination of the contract in electronic money transactions uses a meaningful approach. That because the consideration used in determining the electronic money contract is based on the form of the transaction that occurs between the parties, not just the existing words.

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“…Through financial technologies (fintech) all business transactions can be done (Manta, 2018). The existence of this fintech makes financial transactions more efficient (Leng et al, 2018). As shown in Figure 4, the education level of respondents who mostly filled out this questionnaire was high school and elementary school levels.…”

Section: Adat Nan Teradat (Adat As Life Activities)mentioning

confidence: 99%

Determinant Factors of Entrepreneurial Spirits among the Minangkabau Migrant Merchants

Cipta

2019

Society (Bangka. Online)

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This research aims to reveal the dominant factors of Minangkabau (the ethnic group native to the highlands of West Sumatra, Indonesia) migrants mainly engaged in merchandise. The Minangkabau hold firmly their customs and traditions which founded upon Islamic law as described in the saying “adat basandi syara’; syara’ basandi kitabullah” (tradition founded upon Islamic law, Islamic law founded upon the Holy Quran). This research was conducted in Ipuh sub-sub-district, Bengkulu province, Indonesia, those 150 respondents of Minangkabau merchants as the samples. The location was selected due to Ipuh sub-district is located near West Sumatra borders, so that the tradition strongly influence the Minang migrant merchants. To answer the research questions, the variables used were independent and dependent. The independent variable is the entrepreneurial spirit, while, the dependent variable is economic factors, adat (in this case, the term used is tradition), descendant, education, and independence. The research used a quantitative method by using multiple linear regressions. The result found that cultural variables influence the entrepreneurial spirits of Minangkabau merchant migrants because they uphold their traditions wherever they are. The insignificant influence of education, economic factor, heredity, and independence are insignificant. To conclude, matrilineal tradition has influenced the entrepreneurial spirits of Minang merchants and the matrilineal tradition can increase entrepreneurs among women.

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Financial Technologies: A Note on Mobile Payment

Cited by 13 publications

References 0 publications

Factors Influencing Generation Z Intention in Using FinTech Digital Payment Services

Factors Influencing Generation Z Intention in Using FinTech Digital Payment Services

Metode Penentuan Akad pada Transaksi Uang Elektronik

Determinant Factors of Entrepreneurial Spirits among the Minangkabau Migrant Merchants

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