“…Being satisfied with one's overall standard of living, spending money wisely, giving to others as well as spending money on oneself, and spending money on experiences that create lasting memories are all ways to enhance financial well-being. Taking an active role in learning more about finances is associated with less stress, increased feelings of security, improved family relationships, and greater confidence and capability (Drake, O'Neil, & Hoffmire, 2019;PWC, 2019;Xiao & O'Neill, 2016).…”