Home Financing: Islamic Perspective and Literature View

Abstract

This study was conducted to examine the perception of Islamic home financing within the scope of the Islamic banking sector in terms of scientific research in published journals that discuss the development of Islamic home financing. The method used is descriptive statistical analysis with meta-analysis, bibliometrix and sentiment analysis from secondary data in the form of 82 papers published and indexed by Scopus in the last 13 years, then processed using Microsoft Excel 2016 and SentiStrength software. The results show that research on Islamic home financing in the scientific literature is still quite rare even though it has increased from year to year. The results of the sentiment analysis show that there is a tendency for perceptions that tend to be vague in the scientific literature about the existence of Islamic home financing, with neutral sentiment at 39%, positive sentiment at 29%, negative sentiment at 29% and the remaining high negative sentiment at 3%. This study is the first study that discusses sentiment analysis on the theme of Islamic home financing research with primary data.