Hope Family Program for Muslim Society Welfare: Evidance From Hope Family West Pekalongan Regency

Marom, Khusnul; Tamamudin, Tamamudin; Adinugraha, Hendri Hermawan

doi:10.52490/jeskape.v5i1.1137

Cited by 2 publications

(2 citation statements)

References 21 publications

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“…This understanding comes from a misunderstanding of the surah al-Imran verse 130, "O you who believe, do not eat usury doubled and fear Allah so that you will get good luck." (Marom et al, 2021) At first glance, this Surah Ali Imran: 130 only prohibits double usury. However, reunderstanding the other verses of usury in a comprehensive manner and understanding the phases of the prohibition of usury as a whole, will come to the conclusion that usury in all its forms and types is absolutely forbidden.…”

Section: B Interpretation and Justification For Taking Riba In Modern...mentioning

confidence: 99%

Riba in The Perspective of Sharia Bank Customers: A Systematic Literature Review

Ulama’i¹,

Rahmawati²,

Din³

2022

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This study aims to determine the Islamic bank customers to the understanding of usury. This type of research is literature review research. The type of data collected in this study is primary data, namely data obtained from various current and relevant literature regarding the level of understanding of Islamic bank customers about usury, such as from books, journals, articles, papers, and other related reading sources. The data analysis technique of this research was carried out using the data analysis technique of the Miles and Huberman model. The data analysis activities of this model include data reduction, data display and conclusion drawing or verification. The results of a systematic literature review found that usury is an additional take, both in buying and selling transactions and lending and borrowing in vanity. The prohibition of usury in the Qur’an was revealed in stages, preceded by a series of moral teachings relevant to the theme of the prohibition of usury. Conventional banks use the interest system to support their operations. In contrast to the interest system prevailing in conventional banks, Islamic banks determine the amount of return and profit sharing based on the amount of profit sharing between the customer and the bank without determining the percentage that must be paid by the customer. Bank interest is an evolution of the concept of usury that cannot be separated from the development of financial institutions. Riba in modern banking makes business decline and become unproductive. Education and religion can be used as the basis for mu’amalah for all mankind, especially Muslims. Islamic education can lead humans to become individuals who are able to survive in this world and the hereafter (al-falah). Education about usury provides important information that can be a guide for human life in contemporary mu’amalah.

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Section: B Interpretation and Justification For Taking Riba In Modern...mentioning

confidence: 99%

Riba in The Perspective of Sharia Bank Customers: A Systematic Literature Review

Ulama’i¹,

Rahmawati²,

Din³

2022

velocity

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“…Berdasarkan hasil observasi yang dilakukan di Desa Ngrayun ditemukan bahwa masyarakat di Desa Ngrayun Kecamatan Ngrayun telah memperoleh sosialisasi dari agen Asuransi Syariah Prudential hal ini diperkuat dengan hasil wawancara yang telah dilakukan pada berbagai konsumen yang merupakan masyarakat wilayah Desa Ngrayun, mereka mengatakan bahwa sudah dilakukan sosialisasi atau tawaran namun tidak secara berkala, sehingga pengetahuan yang mereka dapatkan tentang Asuransi ini masih sangat minim yang berdampak pada Keputusan konsumen untuk bergabung menjadi Nasabah (Marom et al, 2021). Dari hasil wawancara yang telah diperoleh 3 indikator tentang Keputusan konsumen belum terpenuhi yaitu pada bagian transaksi.…”

Section: Hasil Dan Pembahasanunclassified

Faktor-Faktor Resistansi Masyarakat Desa Ngrayun Terhadap Keputusan Menjadi Nasabah Asuransi Prudential Ponorogo

Nursafitri

Ulya

2021

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Islamic insurance will have higher demand and high enthusiasm. Therefore, efforts to increase public knowledge about sharia insurance are a strategic issue in the development of sharia insurance. Consumer knowledge is all information owned by consumers about various products or services. Based on the results of interviews with prudential insurance agents, it was stated that there were still few people who had life insurance, all of that because the level of public trust was still low, this was due to their low knowledge of sharia insurance. And when doing promotions there is rejection from the community. From here, marketers must be able to provide knowledge about the benefits and advantages of Islamic insurance. This study aims: 1) to find out how the development of prudential sharia insurance in Ponorogo. 2) to find out the resistance factors of the Ngrayun Village Community to become Ponorogo prudential insurance customers.This type of research uses field research and uses a qualitative approach. Data collection techniques used in this study were interviews (interviews) and documentation. The results of this study are: 1) The development of Prudential Sharia Insurance in Ponorogo has gone up and down, but in the last period it has decreased. Especially in Ngrayun Village, Ngrayun District, the development of prudential sharia insurance is quite difficult because of various factors that influence people's decisions to join as customers. The prudential sharia insurance agent then determines solutions that can be applied in rural areas, especially Ngrayun Village, Ngrayun District. 2) Existing factors based on the results of interviews with consumers who have received socialization or offers from prudential sharia insurance agents in Ngrayun Village, Ngrayun District arise interrelated factors, both from cultural and sub-cultural factors, occupation, age, reference groups and family , as well as location. Of the several factors that have been mentioned above, these factors are closely related to the consumer's decision to become a customer.

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Hope Family Program for Muslim Society Welfare: Evidance From Hope Family West Pekalongan Regency

Cited by 2 publications

References 21 publications

Riba in The Perspective of Sharia Bank Customers: A Systematic Literature Review

Riba in The Perspective of Sharia Bank Customers: A Systematic Literature Review

Faktor-Faktor Resistansi Masyarakat Desa Ngrayun Terhadap Keputusan Menjadi Nasabah Asuransi Prudential Ponorogo

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