2021
DOI: 10.1051/shsconf/20219302010
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Household Incomes and Bank Residential Mortgage in Russia

Abstract: The influence of the incomes of the population subject to changes on bank mortgage lending was investigated using the methods of correlation and regression analysis. Three approaches to income volatility as an indicator of their volatility have been implemented: variability within certain time periods through an assessment of the coefficients of variation during the year, between periods through an assessment of the average annual income growth rates, and the variability of the distribution between income reci… Show more

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