2020
DOI: 10.1007/978-3-030-60008-2_7
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How Do Household and Spatial Factors Matter While Examining Inequality in Credit Availability? Evidence from an Emerging Economy

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“…It could be done through more investment or expenditure on government institutions or guaranteed education scholarships in private schools and universities. Bhardwaj and Mishra (2020) find that members of SC, ST and OBC communities have less access to formal and informal credit than other social groups. Therefore, the Indian government needs to expand their credit lending programs targeted at members of marginalized groups further to ensure that members of these groups have equal opportunity to benefit from the growth in urban regions and high wealth acquiring occupations.…”
Section: Conclusion and Policy Implicationsmentioning
confidence: 83%
“…It could be done through more investment or expenditure on government institutions or guaranteed education scholarships in private schools and universities. Bhardwaj and Mishra (2020) find that members of SC, ST and OBC communities have less access to formal and informal credit than other social groups. Therefore, the Indian government needs to expand their credit lending programs targeted at members of marginalized groups further to ensure that members of these groups have equal opportunity to benefit from the growth in urban regions and high wealth acquiring occupations.…”
Section: Conclusion and Policy Implicationsmentioning
confidence: 83%